Internal Audit - Wholesale - Mumbai

AimsHR Consulting Pvt Ltd; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

AimsHR is seeking an experienced Internal Auditor for Wholesale lending, based in Mumbai. The role focuses on risk-based audits of credit appraisal, underwriting, disbursement, monitoring, and collections to strengthen financial controls and regulatory compliance.

Responsibilities include audits across the wholesale vertical, timely report submission, data quality, and process reviews. Travel may be required to support audits across locations.

Qualifications

• Qualified Chartered Accountant (CA).
• 3–5 years of experience in conducting credit audits of the Wholesale vertical within HFCs, NBFCs, or Banking institutions.
• Strong Excel, database manipulation, financial and statistical analysis skills.
• Good knowledge of credit functions, policies, internal guidelines, processes, and risk coverage.
• Willingness to travel as required.

Responsibilities

• Conduct credit audits of the Wholesale vertical, covering pre-sanction, post-sanction, disbursement, and monitoring processes.
• Ensure timely commencement and closure of audits, including working paper documentation and submission of audit reports.
• Ensure accuracy, consistency, and quality of audit reports and data.
• Review policies, internal guidelines, processes, practices, revenue assurance, and risk coverage.
• Ensure timely submission of RBI data and other regulatory requirements.
• Conduct process reviews, thematic audits, checklist reviews, and special audits.
• Monitor developments in credit-related areas and provide updates on regulatory and internal control requirements.
• Recommend improvements in existing processes and systems.

Skills

Audit

Credit audits

Excel

Data analysis

Risk assessment

Education

Chartered Accountant (CA)

Tools

Database manipulation

Excel

Job description

Job Title: Internal Auditor – Wholesale

Location: Mumbai

Qualification

• Qualified Chartered Accountant (CA).

Role Overview

We are looking for an experienced Internal Auditor to conduct risk-based audits across wholesale lending products and core processes, including credit appraisal, underwriting, disbursement, monitoring, and collections. The role focuses on evaluating financial controls, regulatory compliance, and risk governance frameworks while identifying control gaps and recommending corrective actions.

Key Responsibilities

• Conduct credit audits of the Wholesale vertical, covering pre-sanction, post-sanction, disbursement, and monitoring processes.


• Ensure timely commencement and closure of audits, including working paper documentation and submission of audit reports.


• Ensure accuracy, consistency, and quality of audit reports and data.


• Review policies, internal guidelines, processes, practices, revenue assurance, and risk coverage.


• Ensure timely submission of RBI data and other regulatory requirements.


• Conduct process reviews, thematic audits, checklist reviews, and special audits.


• Monitor developments in credit-related areas and provide updates on regulatory and internal control requirements.


• Recommend improvements in existing processes and systems.

Experience

• 3–5 years of experience in conducting credit audits of the Wholesale vertical within HFCs, NBFCs, or Banking institutions.


• Good knowledge of credit functions, policies, internal guidelines, processes, and risk coverage.


• Ability to manage multiple assignments and deadlines.


• Strong Excel, database manipulation, financial and statistical analysis skills.


• Strong analytical skills and understanding of HFC, NBFC, and Banking systems, internal controls, and reporting processes.


• Willingness to travel as required.