IN_Manager_Flexcube_FS Tech_Advisory_Mumbai

PwC; Mumbai City; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

PwC in Mumbai seeks an experienced Business Applications Consultant with deep Finacle/FCUBS experience to design, implement, and govern end-to-end banking solutions across deposits, lending and payments. You will lead cross-functional teams, ensure regulatory compliance, and drive production stability while mentoring junior consultants and delivering scalable technology-enabled processes for clients.

This role demands hands-on SQL/PL-SQL, API/MQ integrations, and strong risk/compliance awareness

Qualifications

• 6-9 years as a techno-functional consultant on Finacle or FCUBS leading multi-module changes (deposits/lending/payments).
• Strong SQL/PL-SQL, Unix/shell, and core banking data model knowledge; hands-on API/MQ/batch integrations and reconciliation.
• Proven track record in UAT/go-live leadership, cutover planning, and production stabilization.
• Experience with RBI, KYC/AML, FATCA/CRS, NPCI and IRAC/NPA norms.

Responsibilities

• Convert business goals into solution designs and FSD/TSD covering product setup, accounting/GL, limits, charges, user roles/controls, and E2E customer journeys.
• Govern configuration/parameterization (schemes/products, interest/charges, GL mapping); ensure change traceability and environment consistency.
• Architect and validate integrations with channels and third parties (APIs/REST/SOAP, MQ, file/batch); define error handling, idempotency, reconciliation, and retry strategies; manage EOD/BOD impacts.
• Drive non-functional outcomes: performance baselining, capacity planning, resiliency (HA/DR), security/entitlements/SoD, and observability (logs/alerts/dashboards).
• Plan and lead SIT/UAT and cutover: risk-based test scenarios; manage defect triage to closure; ensure deployment readiness.
• Create data migration strategy and validations (trial loads, dry runs, control totals, GL balancing); perform SQL/PL-SQL checks and Unix/shell log analysis; support production incident RCA.
• Ensure compliance with RBI, KYC/AML, FATCA/CRS, NPCI guidelines; embed maker-checker/four-eyes controls and audit trails across configurations and processes.
• Lead incident/problem management (ITIL), reduce P1/P2 incidents, and drive continuous improvement; track release metrics (defect density/leakage, STP, performance SLAs).
• Mentor techno-functional consultants/developers; conduct solution walkthroughs, trainings, and thorough documentation handovers (BRD/FRD, configuration workbooks, SOPs, SLAs, traceability).

Skills

SQL/PL-SQL

Unix/shell

APIs/MQ/batch integrations

UAT/go-live leadership

Regulatory/compliance knowledge

Education

Postgraduate/Professional degree

Tools

Finacle

FCUBS

Finacle Integrator

Job description

Line of Service: Advisory

Industry/Sector: FS X-Sector

Specialism: Operations

Management Level: Manager

Job Description & Summary

At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives.

As a business application consulting generalist at PwC, you will provide consulting services for a wide range of business applications. You will leverage a broad understanding of various software solutions to assist clients in optimising operational efficiency through analysis, implementation, training, and support.

Why PWC

At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us .

At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm's growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations.

Role Summary

Own end-to-end solution design and delivery on Finacle or Oracle Flexcube (FCUBS) for retail banking across deposits, retail lending, and payments . Lead parameterization governance, integrations, data migration, non-functional assurance, and release readiness. Partner with Business, Operations, Risk/Compliance, and IT/Vendors to deliver compliant, scalable solutions with high STP , low defect leakage , and production stability . Mentor junior consultants and establish best practices.

Responsibilities

• Convert business goals into solution designs and FSD/TSD , covering product setup, accounting/GL, limits, charges, user roles/controls, and E2E customer journeys.
• Govern configuration/parameterization (schemes/products, interest/charges, GL mapping), ensure change traceability, regression scope, and environment consistency.
• Architect and validate integrations with channels and third parties ( APIs/REST/SOAP , MQ , file/batch ); define error handling, idempotency, reconciliation, and retry strategies; manage EOD/BOD impacts.
• Drive non-functional outcomes: performance baselining, capacity planning, resiliency (HA/DR), security/entitlements/ SoD, and observability (logs/alerts/dashboards).
• Plan and lead SIT/UAT and cutover : author risk-based test scenarios (reversals, chargebacks/returns, preclosures , reschedules, NPA/IRAC tagging, holiday/calendar edge cases), manage defect triage to closure, and ensure deployment readiness.
• Create data migration strategy and validations (trial loads, dry runs, control totals, GL balancing); perform SQL/PL- SQL checks and Unix/shell log analysis; support production incident RCA.
• Ensure compliance with RBI, KYC/AML, FATCA/CRS, NPCI guidelines; embed maker-checker/four-eyes controls and audit trails across configurations and processes.
• Lead incident/problem management (ITIL), reduce P1/P2 incidents, and drive continuous improvement; track release metrics (defect density/leakage, STP, performance SLAs).
• Mentor techno-functional consultants/developers; conduct solution walkthroughs, trainings, and thorough documentation handovers (BRD/FRD, configuration workbooks, SOPs, SLAs, traceability).

Mandatory skill sets:

• Any Postgraduate/Professional degree
• 6-9 years as a techno-functional consultant on Finacle or Oracle Flexcube (FCUBS) , leading multi-module changes (deposits/lending/payments).
• Strong SQL/PL- SQL , Unix/shell , and core banking data model knowledge; hands-on with API/MQ/batch integrations and reconciliation.
• Proven track record in UAT/go-live leadership , cutover planning , and production stabilization .
• Solid understanding of regulatory/compliance requirements: RBI , KYC/AML , FATCA/CRS , NPCI (payments), and IRAC/NPA norms.

Preferred skill sets:

• Finacle : Experience with Finacle Integrator (FI) , custom components/reports, and performance tuning.
• Flexcube : Deep understanding of FCUBS/OFS data model; experience with pa