Head Credit

Digamber Capfin Ltd; Jaipur; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

Digamber Capfin Ltd. invites a seasoned MSME credit leader to head credit policy, underwriting, and risk governance in Jaipur. The role oversees a multi-product MSME portfolio including secured and unsecured loans, LAP, and working capital, with emphasis on governance, monitoring, and regulatory compliance.

The ideal candidate has 12+ years in MSME credit within NBFCs or banks, strong leadership, and risk assessment skills to guide regional teams and drive portfolio quality.

Qualifications

• 12 to 18+ years of MSME credit experience in NBFC/banking.
• Experience across multiple financial products.
• Strong leadership and risk assessment skills.

Responsibilities

• Credit policy, underwriting & risk governance
• Handling multi-product MSME portfolio (secured/unsecured, LAP, working capital)
• Portfolio monitoring (NPA, PAR, delinquency)
• Regulatory adherence to Reserve Bank of India
• Leadership of regional credit teams

Skills

Leadership

Risk assessment

Credit underwriting

Job description

Role & responsibilities

• Credit policy, underwriting & risk governance
• Handling multi-product MSME portfolio (secured/unsecured, LAP, working capital)
• Portfolio monitoring (NPA, PAR, delinquency)
• Regulatory adherence to Reserve Bank of India
• Leadership of regional credit teams

Preferred candidate profile

• 12 to 18+ years in MSME credit (NBFC/Banking)
• Experience across multiple financial products
• Strong leadership & risk assessment skills