Gold Loan Audit and Risk Review Associate

CSB Bank; Chennai; Vor Ort; INR 350.000 - 550.000; Vollzeit

Zusammenfassung

CSB Bank in Chennai seeks a Team Member for Gold Loans to support audit and risk review of the Gold Loan portfolio. The role involves planning and conducting audits, verifying gold purity, weight, and appraisal records, and reviewing custody controls and dual-control procedures for pledged gold.

Responsibilities include ensuring KYC/AML compliance, validating documentation, and identifying control gaps and potential fraud indicators, with follow-up on corrective actions and tracking closure.

Qualifikationen

• B.Com preferred
• 1–3 years of experience in Gold Loans/audit preferred

Aufgaben

• Support audit and risk review activities for the Gold Loan portfolio to assess governance and compliance.
• Plan and conduct Gold Loan audits as per the approved schedule, including verification of gold purity, weight and appraisal records.
• Review custody controls, insurance coverage, safekeeping arrangements and dual-control procedures for pledged gold.
• Verify documentation quality, KYC/AML compliance and accuracy of system records related to Gold Loan transactions.
• Assess adherence to internal policies, procedures and regulatory requirements; identify control gaps and fraud indicators; prepare observations and track corrective actions.

Kenntnisse

KYC/AML

Auditing

Ausbildung

B.Com

Jobbeschreibung

Team Member - Gold Loans | Chennai

To support audit and risk review activities for the Gold Loan portfolio through assessment of business practices, policy adherence and control effectiveness. The role involves identifying risk indicators, evaluating compliance requirements and recommending corrective measures to strengthen portfolio governance. Plan and conduct Gold Loan audits as per the approved audit schedule, including verification of gold purity, weight and appraisal records. Review custody controls, insurance coverage, safe-keeping arrangements and dual-control procedures for pledged gold. Verify documentation quality, KYC/AML compliance and accuracy of system records related to Gold Loan transactions. Assess adherence to internal policies, operational procedures and regulatory requirements governing Gold Loan operations. Identify control gaps, revenue leakages, operational risks and fraud indicators and recommend corrective actions. Prepare audit observations, track closure of findings and monitor implementation of corrective measures.

Experience Range: 1 to 3 years

Qualifications: B.Com preferred Experience Level Mid Level