Global Treasury ALM - Interest Rate Risk Management Team Lead (AVP)

State Street; Bengaluru; On-site; INR 2,500,000 - 4,500,000; Full time

Job summary

State Street is seeking an experienced ALM leader to oversee a team of 4–5 analysts in Bengaluru. The role focuses on optimizing balance sheet performance and NII forecasting within risk limits, while partnering with data analytics and model teams to drive accurate IRR analyses.

The candidate will champion risk excellence, coordinate with stakeholders, and contribute to firm's broader ALM strategy and governance, including stress testing and reporting.

Qualifications

• Postgraduate degree in Finance or related field.
• MBA preferred; FRM/CFA a plus.
• 8–12 years of banking/treasury ALM experience.

Responsibilities

• Lead and guide a team of 4–5 analysts and coach successors.
• Analyze impacts on NII forecasts and IRR from balance sheet strategies.
• Support quarterly stress testing and scenario execution.
• Work with model developers on balance sheet model enhancements.
• Ensure timely ALM reporting including NII and EVE sensitivities.

Skills

Team leadership

Coaching

IRR modeling

NII forecasting

Stakeholder mgmt

Financial analysis

Data analytics

Financial markets

PowerPoint

Excel

Education

Postgraduate degree in Finance

MBA

FRM

CFA

Tools

QRM

Power BI

Excel

PowerPoint

Job description

The Asset Liability Management (ALM) team within Global Treasury is responsible for optimizing the company’s balance sheet while maximizing net interest revenue (NIR) within our risk appetite and regulatory constraints. Key functions within ALM include balance sheet and NIR forecasting and interest rate risk (IRR) management which are supported by groups focused on data analytics, balance sheet modeling and senior management and Board reporting. ALM is also responsible for coordinating the company’s deposit pricing strategy, return on capital and funds transfer pricing methodologies and balance sheet strategy. ALM works closely with other functions across Global Treasury, Finance, Risk Management and Business Units.

Required

• Lead and provide guidance to a team of 4–5 analysts
• Develop and coach teammates with a focus on coaching and retaining talent
• Promote a culture of risk excellence by challenging assumptions, escalating potential issues and executing required controls to support oversight and governance requirements
• Work closely with teammates and key business partners to analyze impacts to corporate and material legal entity NII forecasts and IRR metrics from different balance sheet strategies
• Support new quarterly stress testing initiative and firm-wide scenario execution
• Work closely with model developers and oversight partners on balance sheet model enhancements and redevelopment
• Analyzing output and ensuring reasonability of results
• Ensuring timely preparation and delivery of ALM reporting including NII and EVE sensitivities
• Providing value added analytics is a fundamental expectation of the role as is ability to provide strategic input into time critical initiatives
• Apply knowledge/skills handling complex problems and/or coordinating work which may extend beyond own area of expertise; share expertise with colleagues and other departments

Key Responsibilities & Experience Range

• Follow procedures and maintain existing processes, but also think critically about forecast and IRR topics to build subject matter expertise
• Report and analyze actual balance sheet, NII and IRR trends to support month-end and quarter-end processes
• Respond in a timely and accurate manner to ad-hoc requests

Qualifications

• Minimum of postgraduate degree, preferably in Finance or related field, MBA preferred and having FRM and CFA qualification is a plus
• 8-12 Years of experience in banking, financial services. Treasury ALM related experience preferred

Skills/ Knowledge

• Ability to influence others and lead a team in a dynamic, fast-paced environment
• Strong verbal and written communication skills; effective at presenting results to key stakeholders including senior management and external regulators
• Strong quantitative aptitude/skills and experience modeling complex financial concepts
• Detail oriented and effective written and verbal communication skills
• Experience using software applications to define and solve complex business problems
• Knowledge of financial markets
• Ability to work independently and in a team environment
• Must possess strong communication skills with ability to participate in conference calls and contribute to presentation of financial results to financial and non-financial audiences at various levels of seniority
• Solid business knowledge as it relates to the financial services industry
• Financial product and institution knowledge
• Self-motivated, self-assured, and self-managed
• Results oriented ownership mindset
• Proficiency in Microsoft Word, Excel and PowerPoint in addition to other reporting visualization tools; experience with QRM (Quantitative Risk Management) preferred

About State Street

Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. We keep our clients at the heart of everything we do, and smart, engaged employees are essential to our continued success.

We are committed to fostering an environment where every employee feels valued and empowered to reach their full potential. As an essential partner in our shared success, you’ll benefit from inclusive development opportunities, flexible work-life support, paid volunteer days, and vibrant employee networks that keep you connected to what matters most. Join us in shaping the future.

As an Equal Opportunity Employer, we consider all qualified applicants for all positions without regard to race, creed, color, religion, national origin, ancestry, ethnicity, age, disability, genetic information, sex, sexual orientation, gender identity or expression, citizenship, marital status, domestic partnership or civil union status, familial status, military and veteran status, and other characteristics protected by applicable law.

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