Geospatial Analyst

HDFC Bank Limited; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

HDFC Bank Limited is seeking a Geospatial Analyst in the Alternate Data Exploration Centre to design climate risk frameworks and develop spatial models for portfolio impact. The role involves analyzing climate risk on lending products, conducting stress testing, and creating predictive models for sea level rise and crop yield impacts.

You will prepare risk dashboards, engage with senior management, and collaborate with cross-functional teams to identify growth geographies using ML techniques.

Qualifications

• Post-graduate degree (preferably M.Tech) with strong quantitative underpinning in Remote Sensing and GIS.
• 2–3 years of professional experience in climate/weather/meteorology organization.
• Proficiency in Python and Google Earth Engine.
• Strong understanding of crop cycles and Agriculture sector.

Responsibilities

• Design climate risk frameworks and scorecards for catastrophic events and portfolio impact.
• Develop spatial models using open-source climate data for geospatial analysis.
• Analyze climate risk impact on lending products and conduct stress testing.
• Create models for sea level rise and identify portfolios at risk.
• Prepare risk dashboards covering climate and credit risk dimensions.
• Present findings to senior management and stakeholders.

Skills

Climate modelling

Geospatial modelling

Python

Remote Sensing

GIS

Statistical modelling

Interpersonal skills

Education

Post-graduate degree in Remote Sensing and GIS

Tools

Google Earth Engine

GIS software

Job description

Name – Geospatial (Analyst) – Alternate Data Exploration Centre

Business Unit (PA) : Integrated Risk Management

Team : (Sub team in the PA)Alternate Data Exploration Centre

Job Fn : Risk

Role Type: Individual

No of direct reportees: 0

Travel Required: Light

Job Purpose:

• The person's primary responsibility is to design climate risk frameworks and scorecards for different catastrophic event and analyzing the impact on Bank’s portfolio.
• This includes developing spatial models using open-source climate related data for geospatial analysis. Active engagement with Senior Management and vendors

Job Responsibilities(JR) : 6 – 8 Areas

Actionable (4-6)

Geospatial analysis, Portfolio review, Stress Testing and Climate risk Analytics

• Developing natural catastrophe susceptible models for events such as flood, drought, cyclone, landslide, heatwave etc. for identifying the geographies vulnerable to Climate Change.
• Analysing impact of climate risk on the different lending products of the Bank and Conduct Stress Testing on Climate change risk.
• Analyse the change in crop yield for different geographies basis change in climate factors and assessing the impact on Bank’s Agriculture portfolio. Share inputs for designing policy for Bank’s Agriculture portfolio.
• Create models for estimating sea level rise and identify portfolio at risk.
• Analyse trends in the Bank’s portfolio through preparation of risk dashboard covering climate and credit risk dimensions
• Conducting detailed geo spatial analysis to identify potential growth geographies for assets and liabilities using machine learning models.
• Presentation and review with senior management.

Educational Qualifications

Post-graduate degree (preferablyM.Tech degree with a strong quantitative underpinning and expertise in Remote sensing and GIS) from a respected institution with an outstanding academic record.

Key Skills

• 2-3 years of professional work experience with a Climate/Weather/Meteorology related organization.
• Candidates must demonstrate both a strong business sense and deep understanding of Statistical modelling techniques and geospatial modelling for assessing Climate risk.
• Candidate must demonstrate strong understanding of crop cycle and Agriculture sector
• Experience in Python, Google Earth Engine (mandatory).
• Experience in Remote Sensing and Geographic information system (GIS)
• Strong Interpersonal / Communication skills

Experience Required (examples listed below)

• Experience of 2+ years in Remote Sensing and Geographic information system (GIS) from a reputed Climate/Weather/Meteorology related organization.
• Exposure to Banking/Insurance preferable

Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties) (examples listed below)

• Credit Team
• Audit and Validation
• Compliance Team
• Portfolio Risk Monitoring- Retail and SME