Fixed Income Division - Senior Associate, CRE (Mumbai)

Morgan Stanley; Mumbai; On-site; INR 1,200,000 - 2,200,000; Full time

Job summary

Morgan Stanley’s Commercial Real Estate Lending Group in Mumbai seeks an Analyst/Associate to join the Asset Management team. You will work with regional asset managers on a portfolio of CRE loans, managing covenant tracking, data entry, and reporting.

The role requires 3+ years in structured products or real estate risk/asset management, strong Excel (VBA), and familiarity with data tools. You will liaise with global teams and contribute to risk decisions in a fast-paced environment.

Qualifications

• MBA or CA/ACCA/CPA with relevant professional qualifications.
• 3+ years’ experience in structured products or real estate origination / risk / credit / asset management.
• Proficiency in Advanced Microsoft Excel (including VBA), exposure to SQL or other database tools for data extraction and analysis.
• Knowledge of data visualization tools such as Power BI and Tableau is an added advantage.
• Experience with Argus Enterprise, Rockport and CoStar is preferred but not mandatory.
• Strong communication skills to coordinate with local and global teams; ability to execute established processes; strong analytical and organizational skills; ability to prioritize multiple tasks under tight deadlines.

Responsibilities

• Establish loan reporting dates and requirements at closing and manage data entry into proprietary workflow platforms.
• Perform covenant tracking, financial spreading, draw/upfunding review and analysis, drift analysis, and loan data updates in Morgan Stanley systems; generate reports.
• Gather market data and perform analysis to aid risk decisions.
• Assist in underwriting assumptions and risk projections for CRE loans and coordinate with local teams.
• Provide periodic risk reporting to local teams and support quarterly governance.
• Coordinate regulatory submissions with global portfolio reporting teams.
• Update on loan performance and key risks to CRE Lending Management and coordinate with Global Asset Management and Credit Risk teams.
• Suggest process and tech enhancements in collaboration with overlapping teams.

Skills

Analytical skills

Strong communication

Organizational skills

Problem solving

Prioritization

Education

MBA

CA/ACCA/CPA

Tools

Advanced Excel (VBA)

SQL

Power BI

Tableau

Argus Enterprise

Rockport

CoStar

Job description

Company Profile

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

Company Profile

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

Position Description

Morgan Stanley’s Commercial Real Estate Lending Group (CRE Lending) within the Securitized Products Group (SPG) originates, distributes and risk manages a portfolio traditional Commercial Real Estate loans across three global regions. We are currently seeking an interested Analyst/Associate level candidate to join the Asset Management team. The successful candidate will be expected to work with the regional asset managers of large portfolio of commercial real estate. The role is based in Mumbai.

Primary Responsibilities

• Establish loan reporting dates and requirements at closing and manage the completeness and timely data entry into proprietary workflow platforms
• Primary asset management responsibilities viz. covenant tracking, financial spreading, draw and upfunding review and analysis, drift analysis, loan data update/reconciliation within Morgan Stanley owned systems/databases and reporting functions.
• Gather market data, and create meaningful analysis to aid with risk decisions
• Assist in producing the quarterly underwriting assumptions and risk projections for the loans within the CRE Lending portfolio and review with the local loan coverage teams
• Provide periodic risk reporting to local teams to support quarterly governance
• Prepare and coordinate periodic regulatory submissions with global portfolio reporting team
• Provide periodic updates on loan performance and key risks to CRE Lending Management, and coordinate information shared with Global Asset Management Team and Credit Risk colleagues
• Coordinate with overlapping teams and provide feedback on further process and technology enhancements support

Qualifications

Qualifications - External

Masters in business administration from premier institutions or Qualified Chartered Accountant (ICAI) / ACCA / CPA.

Experience And Skills Required

• Minimum 3+ years’ experience in structured products or real estate origination / risk / credit / asset management
• Proficiency in Advance Microsoft Excel (including VBA), exposure to SQL or other database tools for data extraction and analysis. Knowledge of data visualization tools such as PowerBi and Tableau is an added advantage
• Experience with Argus Enterprise, Rockport and CoStar is preferred but not mandatory
• Strong communication skills to coordinate with local teams globally and cross-functional teams effectively
• Ability to execute on established processes and procedures
• Strong analytical, organizational and problem-solving skills
• Ability to effectively prioritize and coordinate multiple tasks under tight deadlines

"Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents."

What You Can Expect From Morgan Stanley

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.