Financial Planning and Analyst

Tata Consultancy Services; Dadri; On-site; INR 2,800,000 - 4,200,000; Full time

Job summary

Tata Consultancy Services in Noida seeks an experienced Financial Planning and Analysis professional to lead budgeting, forecasting, and financial reporting within Banking & Finance. You will partner with business units, consolidate P&L and balance sheet metrics, and provide insight for decision making.

The ideal candidate has 8–12 years FP&A experience, CA or master’s in accounting/finance, IFRS/FRM preferred, and strong skills in financial modeling, data analysis, and tools like Anaplan,

Qualifications

• Minimum 15 years of regular, full-time education (10+2+3)
• Chartered Accountant and Masters in accounting/finance/economics or related field

Responsibilities

• Manage driver-based budgeting models
• Consolidate and validate P&L, Balance Sheet, and key ratios
• Support business units in planning submissions and review packs
• Execute cost allocation models and maintain allocation drivers
• Actual vs Budget/Forecast analysis and MoM/YoY movement analysis
• Cost center-level variance breakdowns
• Prepare monthly rolling forecasts and scenario-integrated forecasting models
• Perform sensitivity and what-if analysis; support ICAAP/ILAAP stress scenarios
• Quantify capital and liquidity impacts; prepare governance & committee packs
• Produce segment/customer profitability reports and draft variance commentary
• Prepare Board/ExCo packs; identify risks and opportunities; validate data integrity across models

Skills

Financial Modeling

Budgeting & Forecasting

Variance Analysis

Strong Accounting Knowledge

Data Analysis & Interpretation

Scenario planning

What-if analysis

Education

Chartered Accountant

Masters in accounting/Finance/Economics

Minimum 15 years of regular, full-time education (10+2+3)

Tools

Anaplan

BPC

Hyperion

FCSS

Oracle Fusion

Excel (advanced modelling)

Power BI

Tableau

Job description

Role: Financial Planning and Analyst

Skill: Finance and Accounting, FP&A

Experience: 8 years to 12 years

Job Location: Noida

Certifications: Preferable - Financial Risk Management (FRM) certification, IFRS 9

Domain: Banking & Finance and Accounting

Education:

Minimum 15 years of regular, full-time education (10 + 2 + 3)

Chartered Accountant, Masters degree in accounting, Finance, Economics, or related field

Must Have Skills:

• Financial Modeling
• Budgeting & Forecasting
• Variance Analysis
• Strong Accounting Knowledge
• Data Analysis & Interpretation

Good to Have

• Scenario planning / What-if analysis
• Long-range planning & capital allocation
• SQL / Data extraction skills
• Power BI / Tableau / Dashboarding tools
• Advanced FP&A expertise (Banking preferred)
• Strong understanding of Balance Sheet & Capital metrics
• Financial modelling (driver-based, scenario modelling)
• Knowledge of stress testing frameworks (BoE scenarios preferred)
• Advanced Excel + planning tools (Anaplan, SAP BPC, Hyperion)

Tools / Systems

• Planning tools: Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion
• Excel (advanced modelling)
• BI tools: Power BI / Tableau

Risks & Controls

• Risk: Model inaccuracies Control: Model validation & reconciliation
• Risk: Data inconsistency Control: Cross-functional alignment checks
• Risk: Regulatory non-compliance Control: ICAAP/ILAAP validation reviews

Job Responsibility

A. Planning & Budgeting

• Manage driver-based budgeting models
• Consolidate and validate P&L, Balance Sheet, and key ratios
• Support business units in preparing planning submissions and review packs
• Execute cost allocation models, Maintain allocation drivers,

B. Variance Analysis

• Actual vs Budget / Forecast analysis
• MoM and YoY movement analysis
• Cost center-level variance breakdowns
• Volume / rate / mix analysis

C. Forecasting

• Prepare monthly rolling forecasts
• Update outlook based on performance, macro factors, and business inputs
• Maintain driver-based and scenario-integrated forecasting models

D. Scenario Analysis & Stress Testing

• Perform sensitivity and what-if analysis (e.g., NIM, impairments, costs)
• Support regulatory exercises (ICAAP / ILAAP / stress scenarios)
• Quantify capital and liquidity impacts
• Prepare governance & committee packs

E. Governance & Reporting

• Produce segment/customer profitability reports
• Draft variance commentary (templated/automated)
• Highlight key drivers and anomalies
• Prepare Board / ExCo packs
• Identify risks and opportunities in financial plans
• Validate data integrity and consistency across models