We are seeking a Financial Business Analyst with a strong financial background who can independently analyze balance sheets, investments, banking data, and financial risks. The role requires deep understanding of financial statements, legal & investment documents, and the ability to support strategic and risk-based financial decisions.
Responsibilities
- Financial Analysis & Reporting
- Analyze and interpret Balance Sheet, Profit & Loss Statement, and Cash Flow Statements
- Evaluate financial health, liquidity, solvency, and profitability
- Perform trend analysis, ratio analysis, and variance analysis
- Prepare management reports, dashboards, and financial summaries
- Investment & Banking Analysis
- Analyze investment portfolios, funding structures, and returns
- Assess risk vs return for current and proposed investments
- Support banking-related analysis including loans, credit lines, covenants, and interest structures
- Coordinate with banks and financial institutions for data and analysis
- Risk & Forecasting
- Identify and assess financial risks (market, credit, liquidity, operational)
- Conduct future financial risk analysis and scenario modeling
- Assist in budgeting, forecasting, and financial planning
- Support strategic decision-making with data-backed insights
- Legal & Compliance Understanding
- Review and interpret financial and legal documents such as loan agreements, investment contracts, MoUs, term sheets, and NDAs
- Ensure financial compliance with regulatory and contractual requirements
- Work closely with legal and compliance teams for financial implications
- Business & Stakeholder Support
- Act as a bridge between finance, management, legal, and operations
- Present financial insights to senior management in a clear and structured manner
- Support audits, due diligence, and financial reviews
Required Educational & Professional Background
- Bachelor’s or Master’s degree in Finance, Accounting, Economics, or Business Administration
- CA / CFA / MBA (Finance) / CPA
- Strong foundation in corporate finance, investment analysis, and banking
Required Software & Technical Skills
- Financial & Analytical Tools
- Advanced Microsoft Excel (Pivot Tables, Power Query, Macros, Financial Models)
- Financial modeling & forecasting tools
- ERP systems (SAP / Oracle / Tally / NetSuite – any relevant experience)
- Data & Reporting Tools
- Power BI / Tableau for financial dashboards and visualization
- SQL (basic to intermediate) for financial data extraction
- Strong knowledge of MIS reporting
- Accounting & Banking Systems
- Experience with accounting software (Tally, SAP FICO, QuickBooks, etc.)
- Familiarity with banking portals and financial platforms
- Documentation & Compliance Tools
- Proficiency in MS Word & PowerPoint for reports and presentations
- Ability to work with legal and financial documentation systems
Skills Required
- Key Competencies
- Strong analytical and numerical skills
- High attention to detail and accuracy
- Understanding of financial risk and compliance
- Excellent communication and presentation skills
- Ability to handle confidential financial information
- Strategic thinking with a business mindset
- Experience Required
- 3–8 years of experience in financial analysis, investment or banking analysis, corporate finance or consulting
- Experience in regulated or finance-driven environments preferred