Financial Analyst

American Express; Gurugram District; Hybrid; INR 600,000 - 1,200,000; Full time

Benefits offered by this job

Competitive base salaries

Bonus incentives

Medical/dental/vision benefits

Hybrid working model

Parental leave

Job summary

American Express is seeking a finance professional in Gurugram to manage end-to-end AR/AP processes, sub-ledger reconciliation, and reporting. The role emphasizes accuracy, compliance, and collaboration with cross-functional teams.

The candidate will support audits, contribute to process standardization, and leverage automation and Gen AI tools to enhance daily operations, while aligning with Blue Box leadership behaviors.

Qualifications

• Bachelor's or master’s degree in Commerce with relevant accounting knowledge.
• 2–4 years of experience for graduates or 1–3 years for postgraduates.
• Knowledge of US GAAP/IFRS/local GAAP and accounting processes.

Responsibilities

• Perform daily RC and accounting of sub-ledger control accounts for AENB including banks.
• Support audits on the bank side and ensure regulatory compliance.
• Lead standardization and continuous improvement initiatives.
• Collaborate with customers, business partners, and technology teams to deliver accurate reporting.

Skills

US GAAP knowledge

AR/AP process

Analytical skills

MS Excel

Data analysis

Education

Graduate in Commerce

Postgraduate in Commerce

Tools

Oracle GL & SL

Globe Star

FIS Intellimatch

OBIEE

Essbase

RPA/Blue Prism

Gen AI tools

Job description

Job Description

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 70,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.

Job Description

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 70,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.

American Express is a global services company and the world’s largest card issuer. Our direct relationships with many millions of consumers, businesses and merchants worldwide - combined with our leading-edge marketing, information management and rewards capabilities - enable us to offer an array of valuable services that enrich lives, build business success, encourage financial responsibility and create communities of people with common interests.

A career at American Express is rich in experience and offers opportunities to build lasting relationships with our customers

Responsibilities

• Perform Daily R&C and accounting of Sub Ledger Control accounts for AENB (American Express National Bank) including Federal Saving Banks, maintaining high accuracy and productivity standards.
• Support various audits performed on bank side.
• Lead and participate in Standardization and continuous improvement Initiatives as well
• Consistently understand and exceed Customers requirements whilst ensuring effective teamwork at all times.
• Ensure compliance with the prevailing policies and procedures besides contractual and regulatory requirements as applicable
• Maintain close contact with Customer / Business Partners, Technologies and other interface groups
• Enthusiasm to leverage Gen AI tools and capabilities to automate the daily process and add the value-added analysis to the deliverables

Qualifications

Experience

• Graduate with 2-4 years of experience
• Postgraduate in Commerce with 1-3 years of experience

Technical

• Awareness of US GAAP/Local GAAP/IFRS (Accounting knowledge)
• Analytical skills with the ability to undertake cause effect analysis
• Knowledge of financial systems Preferred
• Basic understanding & appreciation of automation capabilities
• Understanding of business products

Behavioral

• Set the Agenda: Define what winning looks like, Put enterprise thinking first, Lead with an external perspective
• Bring Others with You: Build the best team, Seek & provide Coaching feedback, Make collaboration essential
• Do It the Right Way: Communicate frequently, Candidly & clearly, Make decisions quickly & effectively, Live the Blue Box values, Great Leadership demands courage

Functional

• Strong understanding of end-to-end AR/AP process flow, accounting & reconciliation
• Basic understanding of reporting
• Ability to connect accounting & reporting
• Awareness of financial consolidation process
• Understanding of operational, SOX & other related control framework compliance
• Ability to research & embed relevant best practices Preferred

Project management

• Oracle GL & SL
• Front end system –Globe star, etc.
• Advanced MS Office
• FIS Intellimatch – Reconciliation system
• OBIEE, Essbase, HFR
• Datawatch
• Robotics (Blue Prism)
• LUMI/ Cornerstone
• Gen AI tools like Copilot and ChatGPT

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.