Finance Operations Associate

Glomopay; Mumbai; Presencial; INR 500.000 - 700.000; Jornada completa

Descripción de la vacante

Glomopay is seeking a FinOps Associate to own day-to-day payments operations and reconciliation across multi-entity, multi-currency setups in India, GIFT City IFSC, and the US. You will ensure accurate capture, reconciliation, and reporting of transactions, interfacing with product and engineering teams.

Key responsibilities include end-to-end reconciliation, onboarding with banking partners, and supporting month-end closes.

Formación

• 1–3 years of experience in payments operations, reconciliation, or fintech finance ops.

Responsabilidades

• Manage end-to-end reconciliation across payment rails and settlements.

Conocimientos

Payments operations

Reconciliation

FinOps

Attention to detail

Data analysis

Educación

CA Inter / CMA Inter / B.Com / BBA Finance

Herramientas

Excel / Google Sheets

SQL basics

Descripción del empleo

About the Role

Glomopay is building cross-border payment infrastructure for global businesses. As a FinOps Associate, you will own the day-to-day payments operations and reconciliation lifecycle across our multi-entity, multi-currency structure spanning India (DTA), GIFT City IFSC, and the US. This is a high-ownership role where you will work at the intersection of finance, product, and engineering to ensure every transaction is accurately captured, reconciled, and reported.

Key Responsibilities

Payments Operations

• Manage end-to-end reconciliation across payment rails for collections, payouts, and internal treasury transfers.
• Track and reconcile inbound/outbound of transactions, ensuring accuracy of merchant settlements.
• Coordinate with banking partners and payment aggregators on settlement queries, failed transactions, chargebacks, and exception handling.
• Monitor daily float positions and flag discrepancies to the VP Finance in real time.

Reconciliation & Controls

• Perform daily, weekly, and monthly reconciliation of payment gateway records against bank statements, ledger entries, and internal system logs.
• Identify and investigate breaks, suspense items, and unmatched entries; drive resolution with product/engineering teams.
• Build and maintain reconciliation trackers, MIS dashboards, and exception reports.
• Support month-end and quarter-end close processes by ensuring all payment-related entries are reconciled and booked accurately.
• Prepare monthly reconciliation for escrow accounts and reconcile the book balances with the actual balances.

Process Improvement & Automation

• Document SOPs for reconciliation workflows, escalation matrices, and exception-handling procedures.
• Identify opportunities to automate manual reconciliation tasks; work with engineering to define requirements for recon tooling.
• Contribute to the design and testing of internal ledger/reconciliation systems as the platform scales.

Compliance & Reporting

• Ensure payment operations comply with RBI, IFSCA, and FEMA guidelines applicable to cross-border transactions.
• Assist in preparing regulatory returns and audit schedules related to payment flows and foreign exchange transactions.
• Support internal and external audit queries with transaction trails and supporting documentation.

Requirements

Must-Have

• 1-3 years of experience in payments operations, reconciliation, or fintech finance ops.
• Strong understanding of payment rails: UPI, IMPS, NEFT/RTGS, SWIFT, card networks.
• Hands-on experience with bank reconciliation, escrow matching, and settlement processes.
• Proficiency in Excel/Google Sheets (VLOOKUP, pivot tables, conditional formatting at minimum); SQL basics are a strong plus.
• Attention to detail and comfort working with large volumes of transactional data.
• CA Inter / CMA Inter / B.Com / BBA Finance or equivalent qualification.

Good-to-Have

• Prior experience at a payments company, neobank, or cross-border fintech.
• Familiarity with multi-currency accounting and FX reconciliation.
• Working knowledge of FEMA/IFSCA/RBI reporting requirements for authorized dealers or payment aggregators.

What You'll Get

• Front-row seat to building financial infrastructure at a licenced PSP & cross-border fintech.
• Direct exposure to multi-jurisdictional payment flows across India, GIFT City and multiple locations.
• High ownership from day one - your work directly impacts settlement accuracy and cash flow visibility.
• Opportunity to shape reconciliation tooling and processes as the platform scales.