Field Risk Officer

Equitas Small Finance Bank; Bhilwara; On-site; INR 300,000 - 420,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Field Executive to conduct on-site due diligence for current account openings across PAN India. You will verify customer details, profile businesses, collect documents, and ensure compliance with KYC norms and RBI guidelines.

Travel to customer locations and data entry of verification reports are expected. The role requires 1–3 years in field verification or banking ops, with two-wheeler and valid license preferred; strong communication and attention to

Qualifications

• Field verification for current account opening
• 1–3 years in field verification/banking operations
• Two-wheeler and valid driving license preferred

Responsibilities

• Conduct field visits to verify business existence and profiling of applicants
• Collect documents such as GST registration, trade licenses, invoices, and business premises
• Interact with business owners to gather KYC details and supporting documents
• Neighbour and third-party checks
• Perform background checks and confirm business legitimacy
• Capture geolocation with timestamp and photos for records
• Submit detailed verification reports with observations and discrepancies
• Maintain trackers of verifications and pending cases
• Ensure a positive banking experience and comply with RBI/KYC norms

Skills

Strategic Business Orientation

Customer Focus

Result Orientation with Execution

Weaving Passion and Energy

Education

Bachelor of Arts

Job description

• Risk Containment Unit - Liabilities>North>Rajasthan>Rajasthan>Udaipur>Udaipur>Rajasthan>16004>Bhilwara

Posted On 25 Aug 2026

End Date 24 Sep 2026

Required Experience 2 years

Basic Section

No. Of Openings 1

External Title Field Risk Officer

Employment Type Permanent

Employment Category Field

Closing Date 24 Sep 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Liabilities

Department RCU - Liabilities

Sub-Department RCU - Liabilities

Generic Role Field Risk Officer

External Title (Job Role) Field Risk Officer

Zone North

State Rajasthan

Region Rajasthan

PT Location Rajasthan

Branch Code 16004

Branch Name Bhilwara

Skills

Skill

Strategic Business Orientation Customer Focus Result Orientation with Execution Excellence Weaving Passion and Energy at Work

Bachelor of Arts

Working Language

Hindi

Job Description

Job Description: Field Executive – Due Diligence for Current Account Opening

Job Title: Field Executive

Department: RCU Liability

Location: PAN India

Job Summary:

The Field Executive is responsible for conducting on-site due diligence for bank account opening by verifying customer details, business activities, business profile and collect documents wherever required.

The role requires field visits to customer locations, background verification, discreet checks and adherence to bank policies and regulatory guidelines along with investigation skill set.

Key Responsibilities:

• Conduct field visits to verify business existence, operational status and profiling of applicants/customers.
• Collection of documents such as GST registration, trade licenses, invoices, and business premises wherever required.
• Interact with business owners to gather necessary KYC (Know Your Customer) details and supporting documents.
• Neighbour and third-party checks
• Perform background checks and confirm business legitimacy through neighbours/local market references.
• Capture geolocation along with time stamp and photographic evidence of the business premises for records.
• Report suspicious or non-compliant cases to the concern location/area managers.
• Submit detailed verification reports, including observations and discrepancies to the concerned area/location.
• Maintain records/trackers of completed verifications and pending cases.
• Maintain professionalism and ensure a positive banking experience for customers.
• Strong knowledge of banking KYC norms and RBI guidelines.
• Good interpersonal and communication skills.
• Attention to detail and ability to identify fraudulent activities.
• Ability to work independently and manage field visits efficiently.
• Basic computer skills for report submission and data entry.
• Familiarity with local business markets and trade practices.

Qualifications & Experience:

• Experience: 1-3 years in field verification, banking operations, or financial services.
• Hiring of Fresher’s to be decided by the Asset & Liability RCU heads.
• Additional: Two-wheeler and a valid driving license preferred.