External Fraud Risk Management Data Analyst

U.S. Bancorp India; Chennai; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

U.S. Bancorp India is seeking an Operational Risk Analytics Sr. Manager to lead a team of data analysts responsible for risk analytics and executive reporting. The role drives strategic analytical initiatives, supports cloud-based migrations, and ensures quality across datasets and dashboards.

The successful candidate will have extensive data analytics experience in financial services, strong communication skills, and the ability to partner with cross-functional teams across senior leadership.

Qualifications

• Bachelor's degree in Business, Finance, Computer Science, Business Analytics, Statistics or equivalent work experience.
• Typically, 5 to 7 years of total experience in related roles.

Responsibilities

• Develop, maintain, and execute recurring fraud risk reporting for management and key stakeholders, including data validation and quality assurance.
• Proactively identify emerging trends and partner with stakeholders to identify root causes for leadership visibility.
• Lead analytical projects using advanced techniques across enterprise data sources and products.
• Identify new risks to monitor, source data, and provide actionable recommendations based on results and benchmarks.
• Perform ad hoc analysis to understand effectiveness of current controls and recommend enhancements.
• Collaborate with partners in Issue Management, Policy Governance, Data Analytics, etc.
• Support cloud migration initiatives involving analytical data assets and reporting solutions.

Skills

Risk analytics

Data visualization

Stakeholder comms

SQL

Python

Azure

Databricks

Tableau

Power BI

Cross-functional

Education

Bachelor's degree in Business, Finance, CS, Business Analytics, Statistics or equivalent

Tools

SAS

SQL

R

Python

Azure

Synapse

Power BI

Tableau

Job description

At U.S. Bancorp India, we're on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Operational Risk Analytics Sr. Manager leads a team of operational risk data analysts responsible for operational risk analytics and executive reporting. This role provides strategic direction for analytical initiatives, drives innovation through modern data and AI capabilities, and ensures the successful migration of analytical processes, datasets, and reporting assets from legacy platforms to cloud-based environments.

Basic Qualifications

• Bachelor's degree in Business, Finance, Computer Science, Business Analytics, Statistics or equivalent work experience
• Typically, 5 to 7 years of total experience

Preferred Skills/Experience

• Extensive data analytics experience preferably in the financial services industry.
• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Excellent presentation, interpersonal, written, and verbal communication skills
• Exceptional problem solving, critical thinking, and troubleshooting skills
• Advanced knowledge in Microsoft Office applications, including PowerApps
• Ability to prioritize and manage multiple tasks, while establishing responsible deadlines
• Flexibility in day-to-day work and tolerance for ambiguity
• Positive 'can-do' attitude and a strong desire to continue to learn and ask questions
• The ability to work well in a team environment
• Excellent communication skills, both written and verbal
• Ability to build relationships cross-functionally with both co-located and remote colleagues
• Attention to detail in writing, planning, and communication
• The ability to work with minimal oversight
• Experience with SAS, SQL, R, Python, Azure, Synapse, or other similar applications
• Experience with dynamic reporting dashboards and data visualization tools (e.g. Power BI, Tableau)
• Ability to work with and influence at all levels of the organization, including senior leadership
• Knowledge of financial services products, systems, and data

Roles and Responsibilities

• Develop, maintain, and execute recurring fraud risk reporting for management and other key stakeholders - to demonstrate effective independent monitoring and trending insight. Additionally, perform data validation, reconciliation, and quality assurance to ensure accuracy of reported metrics.
• Proactively identify emerging trends and partner with key stakeholders to identity root cause for leadership visibility.
• Lead analytical projects using advanced analytical/statistical techniques and partnering with key stakeholders around the organization. The analytical projects could span across different business lines across the enterprise and requires extensive data mining skills often from complex databases, working with different products, data sources, and data types (customer, application, transaction, clickstream, etc.)
• Proactively and strategically lead efforts to identify new risks to monitor, source data needed, and provide actionable recommendations based on reported results, benchmarks, and discovered patterns.
• Perform ad hoc analysis to understand effectiveness of current controls and recommend enhancements.
• Closely work and provide support to partners in areas including Issue Management, Policy Governance, Data Analytics etc.
• Support cloud migration initiatives involving analytical data assets, reporting solutions, and monitoring processes. Migration includes modern cloud platforms including Databricks, Azure, cloud data warehouses, and enterprise data domains.

Work Mode: WFO

Shift Timings: 1:30 PM to 10:30 PM

Location: Chennai

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. - https://careers.usbank.com/global/en/disability-accommodations-for-applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.