Equity Research Analyst

RNS Group; Kolkata District; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

RNS Group in Kolkata invites an experienced investment professional to evaluate publicly traded companies, perform financial modelling (DCF, comps) and provide stock recommendations (Buy/Sell/Hold) for internal decision making.

The role requires building dynamic models, authoring initiation reports, tracking earnings calls, and supporting credit underwriting and relationship management with clients and internal stakeholders.

Qualifications

• Graduate (B.Com.)/CA/CMA/CFA/MBA; professional qualification preferred.
• 5+ years experience in a Bank/NBFC
• Ability to evaluate Balance Sheet, Cash-Flow, P&L
• Willingness for Relationship Management
• Understanding of government policies and regulatory impacts
• Strong communication skills
• Analytical mindset and regulatory vigilance

Responsibilities

• Evaluate publicly traded companies, listed/un-listed stock and sectors to deliver investment insights and stock recommendations.
• Build and maintain dynamic models (DCF, comps) to forecast revenue, margins, and earnings.
• Author initiation reports, earnings updates, and investment theses for internal decision making.
• Conduct interviews with management, attend earnings calls and conferences.
• Monitor news flow, regulatory shifts, and quarterly results to update models and ratings.
• Support credit underwriting and underwriting of customers/deals based on risk assessment.
• Analyze macro/micro indicators and government policies on portfolio performance.
• Streamline processes across products to serve internal and external stakeholders.
• Ensure credit underwriting guardrails and compliance; monitor loan utilization and covenants.
• Maintain best customer experience in all engagements.

Skills

Financial modeling

Stock analysis

Valuation methods

Analytical mindset

Regulatory awareness

Relationship management

Communication skills

Education

B.Com.

CA

CMA

CFA

MBA

Tools

Excel

Job description

Role & responsibilities:

• This role/position will be responsible for evaluating publicly traded companies, listed/un-listed stock/pre-IPO stocks and specific market sectors to deliver investment insights, financial models, and stock recommendations (Buy, Sell, or Hold);


• Build and maintain dynamic Excel/software models (using DCF, relative valuation, and multiples) to forecast revenue, margins, and earnings for Financial Modelling & Valuation;


• Author detailed initiation-of-coverage reports, earnings updates, and investment thesis for internal decision making;


• Conduct necessary checks, interview company management team and attend earnings calls or industry conferences;


• Monitor daily news flow, regulatory shifts, and quarterly financial results to update models and stock ratings in real time;


• Ensure credit evaluation and underwriting of customers/deals based on credit/risk-assessment;


• Analyze macro-micro-economic indicators, government policies, industry trends, and competitive landscapes within assigned companies and sectors;


• Look for opportunities to simplify processes related to various products offered by the company to serve customers seamlessly during dealing with all internal and external stakeholders while pursuing business objectives;


• Ensure credit underwriting process compliance is within established guardrails;


• Continuous monitoring of loan utilisation, repayment capacity, loan covenants, and compliance. Process credit appraisal notes within the defined financial limit in line with the Bank framework;


• Ensure best customer experience in all the engagements;

Preferred candidate profile

• Graduate (B.Com.)/Chartered Accountant (CA)/Cost Management Accountant (CMA)/ Chartered Financial Analyst (CFA)/ MBA;


• 5+ year experience in a similar role/profile in a Bank/NBFC;


• Ability to evaluate Balance Sheet, Cash-Flow statement, P&L Account, and other financial parameters of client;


• Orientation and willingness for the role of Relationship Management;


• Ability to gauge impact of government, industry, policies, rules, and regulations on portfolio;


• Conceptual understanding of risk management and risk mitigation strategies;


• Good oral and written communication skills;


• Additional Skills (Required) - Analytical Mindset, Openness to collaborate, Vigil on regulatory norms & regulations, Customer-centric approach, Orientation to business understanding, Comfort/Orientation to Relationship/Sales support;

#Early Joiners preferred