Data Scientist - Credit Risk

YourMoneyWise; Bengaluru; On-site; INR 2,000,000 - 3,500,000; Full time

Job summary

YourMoneyWise in Bengaluru, India, is hiring for a full-time data science role focused on credit underwriting and risk assessment. The position expects 3–6 years of ML experience and a strong command of Python and SQL to build scalable models.

You will analyze user behavior data, optimize lending decisions, and work within a fintech-driven team to improve risk scoring and decisioning.

Qualifications

• Master's in Data Science, Statistics, or related field.
• 3+ years of experience in ML and predictive modeling.
• Proficiency in Python, SQL, and ML frameworks.
• Experience in fintech or BFSI domain preferred.

Responsibilities

• Build machine learning models for credit underwriting and risk assessment, analyze user behavior data, and optimize lending decisions.

Skills

Python

SQL

ML frameworks

Education

Master's in Data Science or Statistics

Job description

Bangalore, India Full Time 20-35 LPA 3-6 years

Description

Build machine learning models for credit underwriting and risk assessment, analyze user behavior data, and optimize lending decisions.

Requirements

• Master's in Data Science, Statistics, or related field
• 3+ years of experience in ML and predictive modeling
• Proficiency in Python, SQL, and ML frameworks
• Experience in fintech or BFSI domain preferred