Data And Reporting Analyst Credit Card Risk

Kadel Labs; Udaipur District; On-site; INR 7,612,000 - 11,418,000; Full time

Job summary

Kadel Labs in India invites a Data & Reporting Analyst to own risk data pipelines, portfolio MIS, and recurring risk reporting for the US credit card portfolio. You will build automated reports and dashboards, optimize SQL/Python data pipelines, and ensure data quality across sources, while leveraging AI to streamline workflows and self-serve analytics.

The role requires hands-on US credit card experience, strong Python/SQL, and proficiency with BI tools; collaboration with US-based stakeholders

Qualifications

• US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
• Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
• AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
• Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
• Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed

Responsibilities

• Build and maintain automated risk reports and dashboards (delinquency, roll rates, vintage curves, portfolio KPIs)
• Develop and optimize SQL/Python data pipelines feeding risk analytics and regulatory/management reporting
• Perform data quality checks, reconciliation, and issue resolution across risk data sources
• Leverage AI tools/agents to automate reporting workflows and self-serve analytics

Skills

SQL

Python

BI tools

Tools

Tableau

Power BI

Job description

Job Description:

AboutKadel Labs

Kadel Labs is a deep-tech IT services companydelivering high-quality technology solutions since 2017. Wespecialize in Digital Transformation, Data Engineering,Cloud, AI/ML, and Enterprise Applications, helping globalenterprises build scalable and innovative solutions. KadelLabs is a CMMI Level 3 and ISO 27001:2022 certifiedorganization committed to engineering excellence andcustomer success.

Aboutthe Role:Data & Reporting Analyst (Credit Card Risk)

• Role Purpose: Own risk data pipelines, portfolio MIS, andrecurring risk reporting for the US credit card portfolio.
  
• Key Responsibilities
  • Build and maintain automated risk reports and dashboards(delinquency, roll rates, vintage curves, portfolio KPIs)
  • Develop and optimize SQL/Python data pipelines feedingrisk analytics and regulatory/management reporting
  • Perform data quality checks, reconciliation, and issueresolution across risk data sources
  • Leverage AI tools/agents to automate reporting workflowsand self-serve analytics
• Role-Specific Skills
  • Strong SQL (complex joins, window functions); Python forautomation (pandas)
  • Experience with BI tools (Tableau, Power BI, or similar) preferred
  • Familiarity with credit card data structures:transactions, statements, bureau data, delinquency buckets

Requirements

• US Credit Card Experience: Hands-on experience supporting US credit card portfolios (issuing side) — e.g., US bank, card issuer, fintech, or captive/GCC supporting a US card business
• Python / SQL: Strong proficiency in Python and/or SQL for data extraction, analysis, and automation
• AI / AI Agent Experience (3+ years): More than 3 years of experience working with AI — building or working with AI agents, LLM-based solutions, machine learning models, or AI-driven analytics in a professional setting
• Excel: Advanced Excel skills, including pivot tables, complex formulas, and building management-ready reports and dashboards
• Communication: Strong written and verbal English communication; ability to work with US-based stakeholders and overlap with US business hours as needed

Requirements: