Customer Service Representative

Branch International; Mumbai; Hybrid; INR 312,000 - 513,000; Part time

Benefits offered by this job

Competitive salary

Equity package

Medical insurance

Paid time off

WFH stipend

Team lunch

Job summary

Branch International is seeking a contract-based non-voice chat support associate in Mumbai to handle customer inquiries, evaluate loan applications, and support collections. The role demands initiative, strong communication, and comfort with data-driven decision making.

The position offers a 6-month contract with a hybrid work arrangement, including one office day per week and occasional weekend work. Ideal candidates will adapt to rotating shifts 7am–4pm or 11am–8pm and contribute to product

Qualifications

• 1-4 years of customer service experience, preferably via calling.
• Passionate about our mission and customers.
• Highly entrepreneurial, proactive.
• Excellent communication skills, both oral and written.
• Excellent grammar, spelling, and punctuation.
• Data-driven with strong analytical skills; Excel knowledge preferred.
• Flexible scheduling, willing to work weekends and holidays.

Responsibilities

• Customer Service: Deliver efficient and friendly responses to customers across channels.
• Credit Risk: Evaluate loan applications for new borrowers, find and prevent fraud.
• Servicing & Collections: Proactively reach out to borrowers with missed payments.
• Product: Escalate customer feedback and IT bugs to help improve our products.
• Finance: Manage refunds, repayments, and other payment processes.
• General: Various administrative projects as needed.

Skills

Customer service

Communication

Data-driven

Excel

Tools

Excel

Job description

Branch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya, and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the worlds emerging middle class to access banking options and achieve financial flexibility. With over 49 million downloads, Branch is one of the most popular finance apps in the world.

Branch's mission-driven team is led by the founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. In 2019, Branch announced our Series C and had garnered more than $100M in funding with investments from leading Silicon Valley firms, including Andreessen Horowitz, Trinity Capital, Foundation Capital, Visa, and the International Finance Corporation (IFC).

We value diversity and are committed to providing an inclusive working environment where human beings of all backgrounds can thrive.

Type of Role:

On Contract - 6 months

Shift Type:

Rotational

Shift Timing:

7 am to 4 pm OR 11 am to 8pm

Work Type:

Non-voice Chat Support

Work Arrangement:

Hybrid - Work from office 1 day per week

Work Wee k:

5 days

Off day :

On rotation, 2 days a week either Wednesday and Thursday OR Friday and Saturday OR Sunday and Monday

Responsibilities:

• Customer Service: Delivering efficient and friendly responses to customer across different channels (main responsibility)
• Credit Risk: Evaluate loan applications for new borrowers applying for Branch loans, find and prevent fraud (main responsibility)
• Servicing & Collections: Proactively reaching out to borrowers who have missed payments
• Product: Escalating customer feedback and IT bugs to help improve our products.
• Finance: Manage refunds, repayments, and other payment processes.
• General: Various administrative projects as needed.

Qualification:

• 1-4 years of previous job experience in customer service, primarily via calling
• Passionate about our mission and our customers
• Highly entrepreneurial, proactive
• Excellent communication skills, both oral and written
• Good grammar, spelling, and punctuation
• Driven by data and highly analytical; good understanding of Excel preferred
• Ideal candidates will be extremely flexible with scheduling e.g., willing to work on weekends and occasionally holidays

Benefits of Joining:

• Competitive salary and equity package.
• Fast-paced, collaborative, and high-autonomy work culture.
• Fully paid group medical insurance and personal accident insurance for self.
• Generous paid time off, plus company-declared public holidays.
• Monthly Work From Home refreshment stipend.
• Quarterly social meet‑ups and sponsored monthly team lunch.

Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. Were looking for more than just qualifications - so if youre unsure that you meet the criteria, please do not hesitate to apply!