Credit Specialist

Xometry; Bengaluru; On-site; INR 2,000,000 - 3,200,000; Full time

Job summary

Xometry is seeking a Senior Credit Specialist to safeguard assets while supporting sales growth. You will evaluate credit applications, pull reports, and review financial statements to assess risk, reporting to the Credit Manager.

This role requires strong attention to detail, excellent communication, and the ability to collaborate cross-functionally with Sales and Billing to keep bad debt low while enabling timely orders.

Qualifications

• 6–9 years of experience in credit, collections, or accounts receivable management.
• Experience in manufacturing or B2B technology environment preferred.
• Familiarity with reviewing financial statements and credit reports.

Responsibilities

• Evaluate the initial creditworthiness of new and existing customers by processing applications, pulling credit reports, and gathering financial data for management review.
• Enforce daily credit operations with strict adherence to policies to balance risk and growth.
• Investigate and resolve customer account discrepancies to maintain AR accuracy.
• Manage workflow queues and route escalated cases to Sales or Billing for prompt resolution.
• Collaborate with Sales to gather documentation and support onboarding of key accounts.
• Ensure compliance with SOX controls and O2C processes.

Skills

Credit & collections

Accounts receivable

CRM/ERP systems

Sales collaboration

Financial statement review

Education

Bachelor's degree in Finance, Accounting, Business Administration

Tools

Salesforce (SFDC)

Intacct

Job description

Xometry (NASDAQ: XMTR) powers the industries of today and tomorrow by connecting the people with big ideas to the manufacturers who can bring them to life. Xometry’s digital marketplace gives manufacturers the critical resources they need to grow their business while also making it easy for buyers at Fortune 1000 companies to tap into global manufacturing capacity.

The Senior Credit Specialist is an essential tactical player in safeguarding the company’s assets while facilitating sales growth. Reporting to the Credit Manager, this role is responsible for the day-to-day execution of the credit granting process, actively reviewing existing customer accounts, and assisting in the assessment of potential customers. This position demands a high level of accuracy, a customer-centric approach to collections, and the ability to collaborate cross-functionally to support the optimization of sales while keeping bad debt losses to a minimum.

Key Responsibilities

• Credit Decisioning: Evaluate the initial creditworthiness of new and existing customers by processing credit applications, pulling credit reports, and gathering necessary financial statements and industry data for management review.
• Policy Enforcement: Execute daily credit operations with strict adherence to established credit and collection policies, ensuring a constant balance between risk mitigation and business growth.
• Account Reconciliation: Investigate and resolve customer account discrepancies, including unapplied cash, short payments, credit memos, and misapplied funds, ensuring the accuracy and integrity of the accounts receivable ledger.
• Workflow & Task Management: Efficiently manage daily assigned tasks and system queues, taking ownership of designated portfolios and routing specific action items or escalated cases to appropriate internal departments (e.g., Sales, Billing) for prompt resolution.
• Relationship Management: Collaborate closely and professionally with the Sales Department to gather required documentation, communicate account statuses, and support the smooth onboarding of key accounts.
• Compliance: Ensure all individual credit and collection activities comply with local, state, and federal regulations, as well as internal SOX control requirements and Segregation of Duties (SoD).

Qualifications

• Minimum of 6-9 years of relevant experience in credit, collections, or accounts receivable management, preferably in a manufacturing or B2B technology environment.
• Bachelor's degree in Finance, Accounting, Business Administration, or equivalent practical experience.
• Working knowledge of reviewing financial statements and utilizing commercial credit reports (e.g., DUNS reporting) to assess basic creditworthiness.
• Demonstrated hands‑on experience navigating workflows in CRM and ERP systems; Salesforce (SFDC) and Intacct experience is a distinct advantage.
• Proven ability to perform complex account reconciliations and resolve billing disputes accurately.
• Familiarity with maintaining strict audit trails and understanding basic SOX control environments in the Order‑to‑Cash (O2C) cycle.
• Excellent written and verbal communication skills for effective, tactful collaboration with internal Sales teams and external clients.
• High attention to detail, strong organizational skills, and the ability to manage high-volume transactional work accurately in a fast‑paced environment.

Xometry is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.

For US based roles: Xometry participates in E‑Verify and after a job offer is accepted, will provide the federal government with your Form I‑9 information to confirm that you are authorized to work in the U.S.