Credit Saison India Looking for Regional Collections Manager – East (Job Code -KR16) at K[...]

Credit Saison India; Kolkata; On-site; INR 4,50,000 - 6,75,000; Full time

Job summary

Join a dynamic Neo-Lending Conglomerate focused on accelerating credit growth in India. This role offers an exciting opportunity to lead a collections team, driving strategies to enhance performance and achieve targets. With a focus on innovation and technology, you will manage a diverse portfolio and collaborate with various teams to optimize recovery processes. The ideal candidate will bring extensive experience in collections, strong leadership skills, and a passion for digital solutions. If you are ready to make a significant impact in the financial sector, this position is perfect for you.

Qualifications

• 10+ years of experience in Collections with strong communication skills.
• 5+ years in a team management role is essential.

Responsibilities

• Drive the collections team to manage the assigned portfolio effectively.
• Implement Collections Strategies and achieve monthly targets.

Skills

Collections Management

Communication Skills

Team Management

Digital Orientation

Unsecured Products Handling

Job description

About the job:

A Neo-Lending Conglomerate here to enable India’s credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India’s credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTechs, and NBFCs. Credit Saison India (“CS India”), having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company – Credit SaisonCo. Ltd in Japan. Across our various business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing we look towards reaching resilient Assets Under Management (“AUM”) of US1bn in record time.

More about us on https://www.creditsaison.in

Roles & Responsibilities

1. Candidates should have 10+ years of experience in Collections with good communication skills and digital orientation.
2. Candidates should have a team management role for 5+ years.
3. Experience of handling unsecured products (SME BL and PL) will be an added advantage.

Expectations and Responsibilities:

1. Managing the assigned portfolio by driving the collections team.
2. Ensure implementation of Collections Strategies.
3. Recruiting and Training In house as well as out bound teams.
4. Identification and empanelment of Collection agencies to ensure proper collections coverage.
5. Ensure field collection visits to customers for achieving resolution of allocated accounts.
6. Responsible for achieving monthly targets and bucket wise resolution targets for the assigned region.
7. Managing NPA and Cost of Collections for the Region.
8. Ensure maximum recoveries by collaborating with other teams including Legal/Central collections.
9. Achieve target collections of Charges and Late payment penalties.
10. To regularly present the performance of the assigned Region to Senior Management.
11. Ensure Collection Process and Legal guidelines are adhered to and Collections Code of Conduct is followed.