Credit Risk & Pricing BA

Barclays; Maharashtra; On-site; INR 1,800,000 - 2,400,000; Full time

Job summary

Barclays is seeking a Credit Risk & Pricing BA based in Pune to identify business needs and craft solutions that address opportunities in risk analytics and reporting. You will act as the bridge between business users, data teams, model developers, and IT delivery to deliver value.

You will lead UAT, validate rules, and ensure outputs meet expectations. The role requires strong analytics, communication, and Agile-friendly delivery experience, with proficiency in SQL, Python, Excel, and Tableau.

Qualifications

• Experience as a developer, business analyst, middle office analyst or trading support analyst.
• Strong communication skills – verbal & written and a advocate of the control environment.
• Business analysis or application development experience supporting financial applications.
• Data analysis with large datasets using Excel/SQL/Scripting languages.
• University degree with high mathematical and computing content (CS/Math/Engineering/Physics).
• Create business process flows, functional specs, user stories and acceptance criteria for risk analytics platforms and reporting solutions.
• Bridge between business users, data teams, model developers and IT delivery teams.
• Lead UAT, validate rules, reconcile outputs and ensure solutions meet business expectations.
• User SQL, Excel, Python and Tableau to analyze data and support decisions.

Responsibilities

• Identify and analyze business problems and requirements needing change.
• Develop business requirements addressing problems and opportunities.
• Collaborate with stakeholders to meet needs and expectations.
• Support creation of business cases for proposed solutions.
• Conduct feasibility studies for proposed solutions.
• Support progress reporting to ensure on-time delivery and budget.

Skills

Developer/BA experience

Communication skills

Business analysis

Excel/SQL/Scripting

Data analysis with large datasets

Mathematics/CS/Engineering/Physics deg

UAT leadership

Tableau

Python

Risk analytics platforms

Education

University degree with strong math/CS content

Tools

SQL

Tableau

Job description

Join Barclays as a Credit Risk & Pricing BA role, where to support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities. At Barclays, we don't just anticipate the future - we're creating it.

To be successful in this role, you should have below skills:

• Experience as a developer, business analyst, middle office analyst or trading support analyst
• A good team player and excellent communication skills – verbal & written and a strong advocate of the control environment
• Business analysis or application development experience supporting financial applications
• Data analysis working with big datasets using Microsoft Office Excel/SQL/Scripting languages
• University degree, with high mathematical and computing content e.g. in Computer Science, Mathematics, Engineering or Physics
• Create business process flows, functional specifications, user stories, and acceptance criteria for risk analytics platforms and reporting solutions
• Act as the bridge between business users, data teams, model developers(Quants), and IT Delivery teams
• Lead UAT (user acceptance testing), validate business rules, reconcile outputs, and ensure solutions meet business expectations
• User SQL, Excel, Python, and other analytical tools (e.g.,Tableau) to analyze data and support decision-making

Some Other Highly Valued Skills May Include Below

• Participate in Agile or scrum meetings, manage delivery timelines, risks, dependencies and change requests
• Identify automation opportunities, improve reporting efficiency, leverage AI, and analytics to enhance credit risk decision-making
• Agile delivery experience (JIRA, Confluence, user stories) would be an added advantage.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in Pune office.

Purpose of the role

To support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities.

Accountabilities

• Identification and analysis of business problems and client requirements that require change within the organisation.
• Development of business requirements that will address business problems and opportunities.
• Collaboration with stakeholders to ensure that proposed solutions meet their needs and expectations.
• Support the creation of business cases that justify investment in proposed solutions.
• Conduct feasibility studies to determine the viability of proposed solutions.
• Support the creation of reports on project progress to ensure proposed solutions are delivered on time and within budget.
• Creation of operational design and process design to ensure that proposed solutions are delivered within the agreed scope.
• Support to change management activities, including development of a traceability matrix to ensure proposed solutions are successfully implemented and embedded in the organisation.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.