Credit Risk Policy Manager – Wholesale Banking

V-konnect; Mumbai; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

A leading financial services company in Mumbai is seeking an experienced Owner/Manager of Credit Policies. The role involves managing credit policies and processes, handling stakeholder queries, and ensuring compliance with regulatory guidelines. Candidates should have experience in credit policy management and strong analytical skills to address audit inquiries. This position offers a dynamic working environment.

Qualifications

• Experience in managing credit policies and processes.
• Strong analytical skills to respond to audits and regulatory guidelines.

Responsibilities

• Manage and implement bank’s credit policies and processes.
• Handle queries from business and credit stakeholders.
• Prepare policy enhancements based on regulatory changes.
• Respond to audit queries related to credit policy.
• Analyze regulatory guidelines for senior management.

Job description

– Owner/Manager of Bank’s Credit Policies and Processes including implementation and providing support to new credit policies and processes

– Handling Queries related to policies and processes from Business/Credit/Product stakeholders

– Prepare policy and process enhancements on account of changes in business environment and regulatory changes after discussing with internal stakeholders; updating & improvement in various credit controls; prepare the note to be put up to the RMC & Board for policy modifications

– Respond audit queries pertaining to Credit Policy raised by internal stakeholder / regulators

– Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior/Top Management as required