Credit Risk Manager - (M2)

LenDenClub; Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

VARTIS Platforms is seeking a portfolio risk professional to own day-to-day credit risk management across LendenClub's lending products. You will frame and implement policies to ensure consistent, high-quality execution.

The role requires 2-3 years in credit underwriting or risk management, strong analytical skills, and comfort with data-driven decisioning tools in a fast-paced environment.

Qualifications

• 2-3 years of experience in credit underwriting or risk management.
• Strong analytical judgment and team collaboration skills.
• Comfort with data-driven decisioning tools and evolving credit tech stacks.

Responsibilities

• Frame and refine credit policy across lending products and monitor portfolio performance indicators.
• Flag emerging risk trends and mitigation strategies.
• Support rollout of new credit and risk initiatives.
• Coordinate with cross-functional stakeholders.
• Maintain documentation of underwriting decisions, exceptions, and process changes for audit and governance purposes.

Skills

Credit underwriting

Risk management

Analytical thinking

Team collaboration

Agile environments

Tools

Data-driven decisioning tools

Credit risk analytics platforms

Job description

About VARTIS Platforms (Formerly known as LenDenClub Techserve Pvt. Ltd.)

At VARTIS Platforms, we are a corporate group on a mission to democratize credit access and empower millions of people through cutting-edge technology. We focus on building trust and convenience, leveraging AI to drive the information revolution for smarter risk management and operational efficiency. VARTIS Platforms is profitable, rapidly scaling, and industry-recognised. Our impact has been acknowledged with top honours, including being awarded as the Best Fintech Provider by Financial Express, a testament to our product excellence, customer experience, and leadership in regulated financial technology.

LenDenClub: An RBI-licensed P2P marketplace that connects borrowers with lenders in a seamless digital ecosystem.

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Tijorie: India’s next-gen digital vault for wealth preservation, starting with 100% pure, insured 24K digital gold.

InstaVyapaar: A structured working capital platform built exclusively for QR active kirana stores, pharmacies, and small retailers.

Purpose of the Role

Own day-to-day portfolio risk management across LendenClub's lending products Framing policies and translating them into consistent, high-quality execution

Key Responsibilities

• Frame and refine credit policy across lending products and Monitor portfolio performance indicators and flag emerging risk trends and mitigation
• Support rollout of new credit and risk initiatives
• Coordinate with cross-functional stakeholders
• Maintain documentation of underwriting decisions, exceptions, and process changes for audit and governance purposes

Qualifications

• 2-3 years of experience in credit underwriting or risk management, preferably in NBFC/fintech lending
• Strong analytical judgment and team collaboration skills
• Comfort working with data-driven decisioning tools and evolving credit tech stacks
• Ability to work in a fast paced environment and agile environments