Credit & Risk - Internship

Mintifi Finserve Private Limited; Mumbai; Presencial; INR 167.000 - 223.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Certificate

Letter of recommendation

Descripción de la vacante

Mintifi Finserve Private Limited in Mumbai offers an in-office internship for finance-oriented candidates. You will assist the Credit team to review borrower financial statements, bank statements, cash flows, and GST returns, and help with preliminary credit appraisal of leasing and machinery finance proposals.

The role requires pursuing or completed B.Com, BBA, BMS, or MBA (Finance), with up to 1 year of related experience, strong MS Excel skills, and good communication.

Formación

• Pursuing or completed B.Com, BBA, BMS, MBA (Finance) or equivalent qualification.
• Freshers or candidates with up to 1 year of relevant internship/work experience.
• Basic understanding of financial statements, accounting principles and financial ratios.
• Interest in Credit Analysis, Financial Risk Assessment and Banking/NBFC operations.
• Good analytical and numerical abilities.
• Proficiency in MS Excel and PowerPoint.
• Good written and verbal communication skills.
• Attention to detail and willingness to learn.

Responsabilidades

• Assist the Credit team in reviewing borrower financial statements, bank statements, cash flows, and GST returns.
• Support preliminary credit appraisal of leasing and Plant & Machinery finance proposals.
• Assist in collecting, verifying, and organizing borrower and business-related documents.
• Conduct basic financial and ratio analysis to understand the financial position of borrowers.
• Support the team in assessing machinery and equipment details, including asset type, age, and valuation.
• Assist in preparing credit notes, appraisal reports, and other relevant documentation.
• Conduct basic research on borrower backgrounds, business models and industry trends.
• Coordinate with Sales, Legal, Technical and Operations teams for document collection and proposal processing.
• Maintain credit records, trackers, and proposal status reports.
• Assist in monitoring portfolio performance, overdue accounts, and early warning indicators.
• Ensure proper documentation and adherence to internal credit processes and policies.

Conocimientos

Accounting

Analytical Thinking

MS-Excel

Problem Solving

Financial Analysis

Data Analysis

Pivot Table

Risk Assessment

Educación

Pursuing or completed B.Com, BBA, BMS, MBA (Finance) or equivalent qualification

Herramientas

PowerPoint

Descripción del empleo

About the internship:

Selected intern's day-to-day responsibilities include:

1. Assist the Credit team in reviewing and analyzing borrower financial statements, bank statements, cash flows, and GST returns.
2. Support preliminary credit appraisal of leasing and Plant & Machinery finance proposals.
3. Assist in collecting, verifying, and organizing borrower and business-related documents.
4. Conduct basic financial and ratio analysis to understand the financial position of borrowers.
5. Support the team in assessing machinery and equipment details, including asset type, age, and valuation.
6. Assist in preparing credit notes, appraisal reports, and other relevant documentation.
7. Conduct basic research on borrower backgrounds, business models and industry trends.
8. Coordinate with Sales, Legal, Technical and Operations teams for document collection and proposal processing.
9. Maintain credit records, trackers, and proposal status reports.
10. Assist in monitoring portfolio performance, overdue accounts, and early warning indicators.
11. Ensure proper documentation and adherence to internal credit processes and policies.

Who can apply:

1. are available for full time (in-office) internship
2. can start the internship between 31st Oct'26 and 5th Dec'26
3. are available for duration of 6 months
4. are from Mumbai only
5. have relevant skills and interests

Stipend:

INR₹ 15,000 - 20,000 /month

Deadline:

2026-12-03 23:59:59

Other perks:

• Certificate
• Letter of recommendation

Skills required:

Accounting, Analytical Thinking, MS-Excel, Problem Solving, Financial Analysis, Data Analysis, Pivot Table and Risk Assessment

Other Requirements:

1. 1. Pursuing or completed B.Com, BBA, BMS, MBA (Finance) or equivalent qualification.
2. 2. Freshers or candidates with up to 1 year of relevant internship/work experience.
3. 3. Basic understanding of financial statements, accounting principles and financial ratios.
4. 4. Interest in Credit Analysis, Financial Risk Assessment and Banking/NBFC operations.
5. 5. Good analytical and numerical abilities.
6. 6. Proficiency in MS Excel and PowerPoint.
7. 7. Good written and verbal communication skills.
8. 8. Attention to detail and willingness to learn.

About Company:

We are India's first data-driven supply chain financing platform solving the huge problem of inefficient & costly access to credit for millions of distributors and retailers by using data-driven new-age credit models.