CREDIT OFFICER

Muthoot Fincorp Ltd.; Alapakkam; Presencial; INR 250.000 - 400.000; Jornada completa

Descripción de la vacante

PeopleStrong in India seeks a Credit Officer for secured and unsecured lending to join the Secured & Unsecured Lending Business team. You will meet customer premises and residences to perform detailed verifications and credit analysis.

You will assess cash flow and repayment ability, gather information through discussions and documents, and report to the Credit Manager. The role demands integrity, teamwork and adherence to underwriting procedures.

Formación

• Detail credit assessment and cash flow analysis per template.
• Conduct customer meetings at premises and residence.
• Maintain 100% compliance with credit underwriting procedures.

Responsabilidades

• Meet customers and conduct detailed verification.
• Perform credit assessment and report to Credit Manager.
• Analyze cash flow and repayment ability with integrity.
• Gather information through discussions and documents for credit analysis.
• Maintain TAT as per product guidelines and monitor delinquency triggers.

Conocimientos

Team player

Effective communication

Adaptable

Descripción del empleo

2 Position/Designation : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS

3 Grade : C1

4 Department : SECURED & UNSECURED LENDING BUSINESS

5 Sub Department(if any) : CREDIT

Job Role : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS

Reporting to - Designation and Grade : CREDIT MANAGER-SECURED & UNSECURED LENDING BUSINESS-D1

Main Tasks : 1. Meet customer's business premises and residence and conduct a detailed verification. 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. 4. Gather all relevant information thru discussion & documents to make a proper credit analysis. 5 Areas of Responsibility : 1. Timely customer meetings. 2. 100% compliance to right credit underwriting procedures. 3. maintain TAT within product guidelines. 4. focus Delinquency triggers as per product norms.

Total Experience : 3Year(s)0 Month(s)

Behavioural Competencies : Need to be a Team player Ability to work stretch/MultiTasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& live Organizational values.