Credit Manager Infrastructure

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; Presencial; INR 1.800.000 - 3.000.000; Jornada completa

Descripción de la vacante

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Manager for Infrastructure/Project Finance in Mumbai. You will lead end-to-end credit evaluation, guide deal structuring, and manage a portfolio of infra assets with strong risk controls.

The role requires deep expertise in project finance structures, risk assessment, and financial modeling, with leadership to drive decision-making and stakeholder collaboration across the Wholesale Banking team.

Formación

• Strong experience in Credit Underwriting / Risk Management for Infrastructure / Project Finance
• Proven ability to handle large and complex exposures and lead credit decisioning
• Deep understanding of project finance structures, concession frameworks, and sector risks (roads, power, renewables, etc.)
• Strong financial modeling and analytical skills
• CA / MBA (Finance) / CFA
• Strong leadership, stakeholder management, and decision-making abilities

Responsabilidades

• Lead end-to-end credit appraisal for Infrastructure projects and Large Corporate exposures
• Review and approve Credit Appraisal Notes (CRANs) with detailed analysis of project viability, cash flows, and risk factors
• Drive structuring of transactions in collaboration with business teams, ensuring optimal risk-return balance
• Provide guidance on terms & conditions, covenants, and credit risk mitigation strategies
• Engage with clients and stakeholders for complex deal discussions and critical information gathering
• Monitor the credit portfolio, track performance of underlying projects, and identify early warning signals
• Oversee preparation of Monthly / Quarterly Monitoring Reports and ensure adherence to sanction terms
• Ensure timely escalation of stressed exposures with clear action plans and resolution strategies
• Conduct periodic portfolio reviews and recommend provisioning / risk rating changes where required

Conocimientos

Credit underwriting

Risk management

Infrastructure/Project Finance

Financial modeling

Leadership

Stakeholder management

Educación

CA / MBA (Finance) / CFA

Descripción del empleo

Job Information:

Role: Credit Manager Infrastructure / Project Finance

Department: Wholesale Banking

Location: Mumbai

Role Overview:

We are looking to hire a Credit Manager to lead credit evaluation and risk management for Infrastructure / Project Finance exposures. The role involves overseeing credit underwriting, guiding deal structuring, and managing a portfolio of infra assets while ensuring robust risk controls.

Key Responsibilities:

• Lead end-to-end credit appraisal for Infrastructure projects and Large Corporate exposures
• Review and approve Credit Appraisal Notes (CRANs) with detailed analysis of project viability, cash flows, and risk factors
• Drive structuring of transactions in collaboration with business teams, ensuring optimal risk-return balance
• Provide guidance on terms & conditions, covenants, and credit risk mitigation strategies
• Engage with clients and stakeholders for complex deal discussions and critical information gathering
• Monitor the credit portfolio, track performance of underlying projects, and identify early warning signals
• Oversee preparation of Monthly / Quarterly Monitoring Reports and ensure adherence to sanction terms
• Ensure timely escalation of stressed exposures with clear action plans and resolution strategies
• Conduct periodic portfolio reviews and recommend provisioning / risk rating changes where required
• Supervise site visits, review inspection reports, and ensure project progress aligns with assumptions
• Manage internal audits, compliance requirements, and regulatory guidelines

Candidate Requirements:

• Strong experience in Credit Underwriting / Risk Management for Infrastructure / Project Finance
• Proven ability to handle large and complex exposures and lead credit decisioning
• Deep understanding of project finance structures, concession frameworks, and sector risks (roads, power, renewables, etc.)
• Strong financial modeling and analytical skills
• CA / MBA (Finance) / CFA
• Strong leadership, stakeholder management, and decision-making abilities