Credit Manager

YES BANK; Jaipur; On-site; INR 600,000 - 800,000; Full time

Job summary

YES BANK in Jaipur is seeking a Credit Analyst/Officer responsible for quality appraisal of credit for worthy borrowers, ensuring timely credit and transaction approvals, and following up with seniors for approvals.

You will manage the loan portfolio with respect to credit rating, monitor team TAT and productivity, ensure adherence to policy, review delinquency, review exceptions, and conduct monthly Regional Council Meetings with stakeholders.

Responsibilities

• Assessment of credit proposal, review cases as per credit policy parameters, documentation check, analysis of observations for necessary correction in credit appraisal
• Preparing CAM/Report which highlights the quality of information, which helps the decisioning of cases at senior level
• Monitoring of delinquency, exceptions, portfolio movement
• Maintaining data as required by the Senior Management

Job description

Role Summary

• Ensure quality Appraisal of credit for worthy borrowers.
• Ensure timely credit and transaction approvals for delegation under self.
• Follow up with seniors for credit / transaction approvals.
• Managing loan portfolio with respect to credit rating/quality.
• Monitoring of Team TAT and Productivity.
• Ensuring adherence to the credit policy and process.
• Review of Delinquency
• Review exceptions and approval for knocking.
• Respond on the Hind sight and Internal audit observations
• Conduct monthly Regional Council Meetings with all the stakeholders.

Role Summary

• Ensure quality Appraisal of credit for worthy borrowers.
• Ensure timely credit and transaction approvals for delegation under self.
• Follow up with seniors for credit / transaction approvals.
• Managing loan portfolio with respect to credit rating/quality.
• Identify de risk account / AL accounts.
• Monitoring of Team TAT and Productivity.
• Ensuring adherence to the credit policy and process.
• Review of Delinquency
• Review exceptions and approval for knocking.
• Respond on the Hind sight and Internal audit observations
• Conduct monthly Regional Council Meetings with all the stakeholders.

Core Responsibilities

• Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
• Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
• Monitoring of delinquency, exceptions , portfolio movement.
• Maintaining data as required by the Senior Management