Credit Maint Intmd Analyst - C11 - MUMBAI

Citi; Mumbai; Vor Ort; INR 800.000 - 1.400.000; Vollzeit

Zusammenfassung

Citi is seeking a Credit Maintenance Intermediate Analyst in Mumbai to coordinate data quality across credit systems. You will work with Relationship Managers to formalize credit requests, monitor exposures, and ensure timely updates and renewals while upholding policy and regulatory standards.

The role requires 2–5 years of relevant experience, strong analytical skills, and clear communication. This is a full-time on-site position within Citi's Operations - Services group.

Qualifikationen

• 2-5 years of relevant experience.
• Experience in business preferred.
• Working knowledge of industry standards and practices.
• Working knowledge of data analysis tools and methodologies.
• Demonstrated analytical skills.
• Consistently demonstrates clear and concise written and verbal communication.

Aufgaben

• Maintain data of relations and facilities in credit systems and enter data accurately in various auxiliary credit systems.
• Consult with Relationship Manager to formalize requests for credit facilities or raise issues.
• Detect trends to assess needs of credit lines, operations, or system problems.
• Maintain controls and insurance records, ensuring timely renewals for equipment and team responsibilities.
• Prioritize and review incoming credit applications for accuracy and policy compliance.
• Monitor limits versus exposure and scale policy exceptions.
• Aid portfolios and apply professional decisions when interpreting information.
• Escalate and report control issues with transparency and maintain compliance.
• Independently exercise judgement in day-to-day responsibilities and ensure timely delivery.
• Translate direction into actionable steps and ensure effective follow-through.

Kenntnisse

Analytical skills

Written and verbal communication

Data analysis

Attention to detail

Problem solving

Ausbildung

Bachelor’s degree/University degree or equivalent experience

Tools

Data analysis tools

Jobbeschreibung

The Credit Maintenance Intermediate Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, elevate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities

• Maintain data of relations and facilities in credit system, and enter data accurately in various auxiliary credit systems
• Consult with Relationship Manager (RM) to formalize requests for credit facilities or raise other problems to the appropriate organizations for their attention
• Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems
• Maintain accurate controls and insurance records ensuring timely follow-ups and renewals of insurance required for equipment and team’s responsibility
• Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner
• Monitor limits versus exposure at the end of the day and scale exceptions detected by the policy
• Aid important portfolios and apply professional decisions when interpreting information and results
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Independently exercise judgement and decision-making in managing day-to-day responsibilities, including evaluating complex situations, resolving issues, and determining appropriate courses of action. Drive and influence delivery of work within area of responsibility, contributing to operational priorities and ensuring progress against timelines. Will be accountable for delivery outcomes, including quality and timelines, and may have a measurable impact on business results within scope. In addition, will provide oversight on execution by reviewing outputs, guiding approach where required, and addressing gaps to ensure delivery meets expected standards. Take ownership of decisions and deliverables within remit, applying analytical thinking and professional expertise to solve problems and ensure effective outcomes.
• Support execution of business decisions within the function by translating direction into actionable steps and ensuring effective follow‑through. Address non‑routine situations and practical challenges by applying judgement to identify solutions or take decisions within scope. Will support effective functioning of the business area by ensuring processes are implemented consistently and outputs meet expected standards. Operate across varied and evolving situations, exercising discretion to respond to changing requirements and priorities, while ensuring reliability, timeliness, and quality in execution within defined scope.
• Applies domain expertise and advanced analytical capability to deliver outputs aligned with established standards and professional benchmarks. Evaluate business requirements by analyzing complex issues, forming well‑reasoned views, and recommending practical, implementable solutions. Apply structured thinking, analytical rigor, and creativity in approaching work, particularly in situations where standard methodologies may require refinement. Exercise sound professional judgement in interpreting requirements and determining appropriate courses of action, taking into account the broader business context and potential implications.

Qualifications

• 2-5 years of relevant experience
• Experience in business preferred
• Working knowledge of industry standards and practices
• Working knowledge of data analysis tools and methodologies
• Demonstrated analytical skills
• Consistently demonstrates clear and concise written and verbal communication.

Education

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group

Operations - Services

Job Family

Credit Maintenance

Time Type

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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