Credit Head – Large Corporates – Banking Skillventory

The Corporate Institute; Mumbai; On-site; INR 4,500,000 - 6,500,000; Full time

Job summary

The Corporate Institute in Mumbai seeks a Head of Credit for Large Corporates to lead credit risk evaluation, deal structuring, and portfolio management for high‑value clients. This senior role sets risk appetites, ensures regulatory compliance, and guides teams to maintain asset quality.

You will oversee underwriting, portfolio monitoring, and policy design while mentoring senior analysts and aligning with business heads to create customized transaction structures in line with internal and

Qualifications

• Education qualifications include CA and MBA in Finance.
• 15–18 years of progressive experience in corporate banking or large corporate lending.

Responsibilities

• Credit Underwriting & Approval: Appraise high-ticket corporate finance proposals within designated authorities.
• Financial & Risk Analysis: Evaluate complex balance sheets, cash flows, and industry risk dynamics.
• Portfolio Monitoring: Track performance, identify early warning signals, and mitigate risk.
• Policy & Strategy: Align with risk guidelines and regulatory frameworks when structuring transactions.
• Team Leadership: Mentor senior credit analysts and regional underwriting teams.

Skills

Credit risk

Underwriting

Portfolio management

Leadership

Regulatory compliance

Financial analysis

Education

Chartered Accountant (CA)

MBA in Finance

Job description

Role Overview:

A Head of Credit for Large Corporates leads credit risk evaluation, deal structuring, and portfolio management for high-value corporate clients. This senior role sets risk appetites, ensures regulatory compliance, manages large lending books, and guides teams of underwriters to maintain asset quality.

Key Responsibilities:

• Credit Underwriting & Approval: Appraise high-ticket corporate finance, project finance, and syndicated loan proposals within designated approval authorities.
• Financial & Risk Analysis: Evaluate complex corporate balance sheets, cash flow statements, business models, and industry risk dynamics.
• Portfolio Monitoring: Track portfolio performance, identify early warning signals, and implement proactive risk mitigation or recovery plans.
• Policy & Strategy: Partner with business heads to design customized transaction structures while aligning with internal risk guidelines and external regulatory frameworks.
• Team Leadership: Direct and mentor senior credit analysts and regional underwriting teams.

Candidate Requirements:

• Education: Chartered Accountant (CA), MBA in Finance.
• Experience: 15 – 18 years of progressive experience in corporate banking, wholesale credit risk, or large corporate lending.