Credit Fund Manager

AUM Capital Market Private Limited; Mumbai; On-site; INR 6,000,000 - 10,000,000; Full time

Job summary

AUM Capital Market Private Limited in Mumbai seeks a seasoned Credit Fund Manager for the AIF-CAT2 fund. You will source and analyse deals, design investment strategies, and oversee credit underwriting and risk controls to meet fund objectives.

The role requires 10+ years in banking/AMC/credit rating, with strong financial modelling, regulatory knowledge, and leadership to guide a high-performing team and report to senior management.

Qualifications

• Master's degree or CA/MBA (Finance) required; 10+ years in Banking/AMC/Credit Rating Agency.
• 10+ years of experience in credit analysis, risk management and portfolio management as a Credit Fund Manager.
• Deep understanding of credit markets, risk assessment, and financial regulations.
• Strong analytical and financial modelling skills.

Responsibilities

• Sourcing & Analysing deals and developing investment strategies.
• Credit analysis and underwriting of potential investments.
• Debt & loan evaluation and portfolio management.
• Risk management and portfolio optimization.
• Compliance oversight and reporting on portfolio performance.

Skills

Investment strategy

Market analysis

Credit analysis

Portfolio management

Risk management

Compliance reporting

Team collaboration

Client communication

Leadership

Financial modeling

Education

Master's degree in Finance/Economics

CA/MBA (Finance)

Job description

Job Description (Key Responsibilities)

• Investment Strategy Development & Market Analysis – The ‘Credit Fund Manager – AIF-CAT2’ will be responsible for 'Sourcing & Analysing deals', creating and executing investment strategies that align with the fund's objectives, considering market conditions, economic trends, and client needs.
• Credit Analysis & Under-writing – Evaluating the creditworthiness of potential investments, including analyzing financial statements, industry trends, and economic factors. The individual in the above-mentioned role will monitor the performance of the credit portfolio, identifying potential risks, and making adjustments to the portfolio to optimize returns and mitigate risk.
• Debt & Loan Evaluation – Managing a portfolio of credit-based assets, ensuring optimal returns while mitigating risk. This includes analyzing creditworthiness, managing risk, and making investment decisions within a defined framework. He/she will also develop and implement credit risk management strategies, contributing to the overall investment strategy.
• Portfolio/Fund Management – Manage the fund's assets, making investment decisions, monitoring performance and making necessary adjustments to optimize returns, ensuring alignment with the funds goals and objectives.
• Investment Decisions – Making investment decisions based on thorough analysis and risk assessment, aligning with the fund's investment strategy and risk appetite.
• Risk Management – The individual in the Fund Manager role will assess and manage risks associated with investments, ensuring the fund's capital is protected and that investment goals are achieved through diversification and strategic decision‑making.
• Compliance Oversight & Reporting – Ensure all investment activities comply with regulatory requirements and internal and external policies & regulations; and providing regular reports on portfolio performance & risk management activities.
• Performance Reporting – Prepare detailed reports on fund performance and present findings to senior management and clients.
• Team Collaboration – Work closely with analysts, traders, and other stakeholders to inform investment decisions.
• Client Communication – Provide regular updates/reports to clients regarding portfolio performance & market conditions.

Preferred

• Client Relationship Management – Build and maintain relationships with clients, including regular communication and reporting on portfolio performance.

'Preferred' candidate profile (Education & Work‑experience)

• Master's degree in Finance, Economics or a related field or CA/MBA (Finance). Prior experience of 10+ years from Banking/AMC/Credit Rating Agency in credit analysis, risk management and portfolio management as a 'CREDIT FUND MANAGER' specializing in 'AIF-CAT2' products.
• Deep understanding of credit markets, risk assessment, and financial regulations.
• Strong analytical and financial modelling skills.
• Knowledge of credit products, credit risk management, and regulatory compliance.
• Leadership and team management skills.
• Excellent communication and interpersonal skills.