Credit Analyst

Kaleidofin; Chennai District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Kaleidofin in India is seeking a credit risk analyst to assess and monitor partner organisations, contribute to underwriting standards, conduct due diligence, and present risk opinions to the credit committee. The role includes onboarding partners and ongoing monitoring, with a strong focus on information security responsibilities.

The candidate should have 1-3 years of experience in banking/NBFC, excellent Excel and reporting skills, and fluency in English and Hindi to communicate clearly with

Qualifications

• 1-3 years experience in a bank/NBFC in similar role.
• Ability to write clear and coherent reports in English.
• Financial analysis skills with ability to understand numbers and trends.
• Good skills in Microsoft Excel.
• Teamwork and collaborative approach.
• Fluent in English, Hindi and any other Indian language(s).

Responsibilities

• Assess and monitor partner organisations and performance.
• Contribute to underwriting standards for partner selection.
• Conduct due diligence and prepare credit notes/documents with seniors.
• Present risk opinions to credit committee and assist onboarding of partners.
• Ongoing monitoring of Kaleidofin partner organisations.
• Adhere to information security responsibilities for the role.

Skills

Financial analysis

Report writing

Teamwork

English language

Hindi language

Tools

Microsoft Excel

Job description

Responsibilities:

• Responsible for assessing and evaluating partner organisations and monitoring the performance of existing partners.
• Contribute to the development of underwriting standards for the selection of partners.
• Conduct due diligence and prepare clear and crisp credit notes/documents, working together with senior colleagues.
• Present risk opinion to credit committee and assist with onboarding of partner organisations.
• Ongoing monitoring of Kaleidofin partner organisations.
• The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them.

Requirements:

• Work experience of 1-3 years in a similar role at a Bank and/ or NBFC.
• Ability to write clear and coherent reports in English.
• Financial analysis skills and quick to understand numbers and trends.
• Good skills in Microsoft Excel.
• Teamwork and collaborative approach.
• Fluent in English, Hindi, and any other Indian language(s).