Credit Analysis_Project Finance (Sr. Associate/Delivery Lead)

Acuity Analytics; Gurugram District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Acuity Analytics is seeking a Credit Analysis Project Finance Sr. Associate/Delivery Lead to manage a portfolio of project finance counterparties across under-construction and operating assets.

You will analyze power and infrastructure projects, build deal models, run sensitivity and DSCR tests, and review related credit documents. Ideal candidates have 4–10 years of relevant experience, strong credit principles knowledge, and excellent communication skills to engage with multiple stakeholders.

Qualifications

• 4–10 years relevant experience in credit analysis or project finance.
• Strong understanding of credit principles, policies and regulations.
• Excellent written & verbal communication skills; ability to build stakeholder relationships.
• Ability to multi-task independently under tight timelines and with attention to detail.

Responsibilities

• Manage a portfolio of project finance counterparties (under-construction and operational).
• Analyze power and infrastructure project finance opportunities (solar, hydro, wind, thermal, etc.).
• Build and review deal models; perform sensitivity, DCF, repayment tests; assess DSCR and PLCR.
• Review and analyze deal documents (credit agreement, term sheet, PPAs, EPC/O&M, reports).
• Assess financial statements, performance and peer analysis to determine credit worthiness.
• Manage client portfolio and cite rating considerations; prepare credit reports (annual/quarterly).
• Evaluate business models, revenue streams and corporate structures of counterparties.

Skills

Credit analysis

Project finance

Financial modeling

Sensitivity analysis

Communication skills

Multi-tasking

Education

CA / MBA Finance / CFA / M.Com

Job description

Credit Analysis_Project Finance (Sr. Associate/Delivery Lead)

Role & responsibilities

• Handling a portfolio of under-construction and operational project finance counterparties.
• Analyzing projects related to power generation (Solar, Hydro, Wind, Thermal etc.) and other infrastructure projects.
• Working on the project finance deal models and carrying out sensitivity analysis, DCF analysis, repayment tests, calculating and analyzing Discount factor, PLCR and DSCR.
• Understanding and analyzing the deal related documents i.e. Credit agreement, Term sheet, Off-taker agreements, O&M agreements, EPC contracts, Independent Engineers report, construction reports, operation reports, Budgets etc.
• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates.
• Managing a portfolio of clients and handling rating assignments.
• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.

Preferred candidate profile

• 4-10 years relevant experience
• Strong understanding of credit principles, policies and regulations.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details