CPM Credit, VP

Deutsche Bank AG; Mumbai Suburban; On-site; INR 1,800,000 - 2,400,000; Full time

Benefits offered by this job

Best in class leave policy

Gender neutral parental leaves

Childcare reimbursement

Industry certifications sponsorship

Employee Assistance Program

Health insurance for you and dependets

Life Insurance

Health screening

Job summary

Deutsche Bank AG in Mumbai seeks a CPM Credit professional to analyze corporate credit risk, monitor portfolio developments, and contribute to underwriting and risk decisions. You will work with teams across London and New York, evaluating financial statements, liquidity, and capital structure to support lending and derivative portfolios.

The role requires strong credit analysis fundamentals, knowledge of credit markets, and the ability to collaborate with global teams.

Qualifications

• Undergraduate degree; CA, CFA, MBA, or equivalent preferred.
• 2-6 years of experience in credit analysis, risk management, banking, ratings, or related field.
• Proven ability to leverage AI tools to enhance productivity and optimise workflows while applying responsible judgment.

Responsibilities

• Conduct fundamental credit analysis covering business models, industry dynamics, management quality, financial performance, liquidity, and capital structure.
• Assess credit risk through analysis of financial statements, cash flow forecasts, and key credit metrics.
• Support underwriting and portfolio management decisions across lending and derivative portfolios.
• Monitor portfolio companies through earnings releases, rating actions, company developments, and market events.
• Identify material changes in credit quality and provide recommendations supported by analysis.
• Participate in due diligence discussions, management meetings, and internal credit reviews.

Skills

Analytical skills

Credit analysis

Financial statement assessment

Communication skills

Problem solving

Credit markets knowledge

Financial products knowledge

Independent work

Cross-team collaboration

Education

Undergraduate degree

MBA/CFA preferred

Job description

Job Description: Job Title- CPM Credit, VP Location- Mumbai, India

Role Description Deutsche Bank's markets business offers a fully integrated global platform providing clients with risk management, financing, and liquidity solutions across a broad range of products, including credit, foreign exchange, rates, and derivatives. The Counterparty Portfolio Management (CPM) team supports the management of credit exposure across lending and derivative portfolios. Working closely with teams in London and New York, the role involves analyzing corporate credit risk, monitoring portfolio developments, and contributing to underwriting and risk management decisions.

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that you'll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Conduct fundamental credit analysis covering business models, industry dynamics, management quality, financial performance, liquidity, and capital structure.
• Assess credit risk through analysis of financial statements, cash flow forecasts, and key credit metrics.
• Support underwriting and portfolio management decisions across lending and derivative portfolios.
• Monitor portfolio companies through earnings releases, rating actions, company developments, and market events.
• Identify material changes in credit quality and provide recommendations supported by analysis.
• Participate in due diligence discussions, management meetings, and internal credit reviews.

Your skills and experience

• Strong understanding of corporate credit analysis and financial statement assessment.
• Knowledge of credit markets and financial products.
• Strong analytical, problem-solving, and communication skills.
• Ability to work independently and collaborate effectively across global teams.

Qualifications

Undergraduate degree; CA, CFA, MBA, or equivalent qualification preferred. 2-6 years of experience in credit analysis, risk management, banking, ratings, or a related field. Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we'll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment. For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people - in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world - be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division. Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security.

More information at: Deutsche Bank Careers (db.com)