COP-Supervisor

HDFC Bank Limited; Chandigarh; On-site; INR 1,100,000 - 1,700,000; Full time

Job summary

HDFC Bank Limited in Chandigarh is seeking a COP-Supervisor to manage a team of 13-15 Personal Bankers in the Virtual Relationship Banking unit. You will drive income generation, cross-sell, and digital engagement while ensuring compliance with policies and operational guidelines.

You will monitor performance, guide PBs on portfolios, promote NetBanking and MobileBanking usage, and ensure high-quality customer interactions through supervised calls and quarterly outreach.

Qualifications

• Graduate is required.
• Excellent customer handling and sales skills.
• Experience in supervising a banking sales team.

Responsibilities

• Drive income generation and portfolio revenue through Personal Bankers.
• Monitor performance and discuss metrics with PBs.
• Cross-sell and promote digital banking services.
• Supervise calls and quarterly outreach to customers.
• Ensure compliance with processes and handle escalations.

Skills

Customer handling

Sales & influencing

Banking product knowledge

Communication

Team management

Education

Graduate

Job description

Job Title

COP-Supervisor

Business Unit

Virtual Relationship Banking

Reporting To

COP-Centre Head

Job Function and Role Type

Sales/Relationship Management, Supervisory

Version No

2.0

Job Purpose

Manage a team of 13-15 Personal Bankers handling virtual Classic portfolios. Drive income generation, cross-sell, digital penetration, and customer engagement while ensuring adherence to compliance and operational guidelines.

Key Responsibilities

Manage PB Performance for Income Generation

• Drive team to achieve income and business targets.
• Build customer relationships to generate portfolio revenue.
• Monitor portfolio performance to meet monthly income goals.
• Discuss performance metrics with Personal Bankers.

Manage PB Performance for Portfolio Parameters

• Ensure portfolios meet defined health parameters.
• Engage customers with cross-sell products.
• Build liability balances and add family members to programs.
• Follow up on leads with fulfillment teams.

Digital Penetration

• Increase NetBanking and MobileBanking usage.
• Promote digital services like Bill Pay.
• Encourage digital activity to improve customer stickiness.

Sales Process

• Ensure adherence to sales processes by Personal Bankers.
• Supervise customer calls and ensure quarterly outreach.
• Review customer profiles and provide actionable recommendations.
• Guide team on non-contactable customers and follow-ups.

Service Quality & Customer Satisfaction

• Monitor and provide feedback on customer calls.
• Ensure service interactions and profiler details are updated.
• Address escalations and handle customer queries.
• Identify training gaps and communicate to relevant stakeholders.

Team Management

• Engage and motivate the team through guidance and activities.
• Control attrition and foster team cohesion.

Education:

Graduate.

Certifications:

None specified.

Key Competencies

Customer handling, sales and influencing, banking product knowledge, communication, team management.

Major Stakeholders

Customers, CoP Personal Bankers, Unit Head, Region Head, Channel Head, fulfillment teams, operations team, product teams, training and quality teams, IT team.