Consultant I (Assistant Manager)

EXL Talent Acquisition Team; Gurugram District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

EXL Talent Acquisition Team is seeking a hands-on Fraud Strategy Analyst to design, test, and optimize real-time fraud rules across client product portfolios for the US market. You will monitor KPIs and independently manage segments with timely, high-quality execution.

The role requires 2–6 years in fraud risk/analytics, strong SQL/SAS/Python skills, and experience with real-time rule engines. This is a 5-day on-site role in the Bangalore/Gurgaon area with night shifts for US hours.

Qualifications

• 2–6 years of experience in Fraud Risk / Fraud Analytics / Transaction Monitoring.
• Hands-on experience with real-time fraud rule engines.
• Strong analytical skills (SQL/SAS/Python preferred).

Responsibilities

• Design, test, and deploy real-time fraud rules to decline or alert suspicious transactions using industry-standard fraud decision platforms.
• Monitor fraud KPIs including fraud rate, false positive rate, approval rate, and customer dispute trends.
• Conduct deep dives into spend behavior, transaction anomalies, and dispute files to identify emerging fraud patterns.
• Perform exploratory analysis and translate insights into actionable strategy enhancements.
• Implement rule optimizations to reduce fraud losses while maintaining customer experience balance.
• Partner with modeling, MRM, and operations teams for validation and deployment.
• Independently manage assigned segments across client product portfolios and ensure timely execution.

Skills

Fraud Risk

Fraud Analytics

Transaction Monitoring

SQL

Python

SAS

Rule Engines

Tools

FICO Falcon

Visa Risk Manager

SAFIRE

Job description

• Experience (In Years) 3-6

Job Description

Role Summary

We are hiring a hands-on Fraud Strategy Analyst to execute and optimize real-time fraud detection strategies across client product portfolios including credit cards, debit cards, onboarding, money movement, and scam portfolios for the US market. This role requires strong analytical depth, independent segment ownership, and high-quality delivery.

Responsibilities

Key Responsibilities

• Design, test, and deploy real-time fraud rules to decline or alert suspicious transactions using industry-standard fraud decision platforms (e.g., FICO Falcon, Visa Risk Manager, SAFIRE or similar systems).
• Monitor fraud KPIs including fraud rate, false positive rate, approval rate, and customer dispute trends.
• Conduct deep dives into spend behavior, transaction anomalies, and dispute files to identify emerging fraud patterns.
• Perform exploratory analysis and translate insights into actionable strategy enhancements.
• Implement rule optimizations to reduce fraud losses while maintaining customer experience balance.
• Partner with modeling, MRM, and operations teams for validation and deployment.
• Independently manage assigned segments across client product portfolios and ensure timely execution.

Qualifications

Candidate Profile

• 2–6 years of experience in Fraud Risk / Fraud Analytics / Transaction Monitoring.
• Hands-on experience with real-time fraud rule engines.
• Strong analytical skills (SQL/SAS/Python preferred).
• Work Location & Shift
• 5-day work-from-office role.
• Locations: Bangalore or Gurgaon.
• US shift: 12 PM – 9 PM or 1 PM – 10 PM IST.

Success Metrics

• Fraud loss reduction within managed segments.
• Improved detection rates with controlled false positives.
• Timely and high-quality strategy deployments.