Consultant – FinTech Product & Solutions

Topgeek; Bengaluru; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

Topgeek seeks a sharp FinTech Consultant to engage with clients, translate complex financial workflows into clear product requirements, and drive delivery from discovery to launch.

You will collaborate with product, design, and engineering teams, champion process improvements, and contribute to presales with solutions and client presentations.

Qualifications

• 5+ years of experience in FinTech consulting, business analysis, product ownership, or related roles.
• Strong experience in at least one financial-services domain such as payments, digital banking, lending, mortgages, wealth and investments, core banking, or insurance.
• Hands-on experience taking a financial product or significant capability from discovery through production.
• Strong understanding of financial workflows, customer journeys, business processes, and operational requirements.
• Ability to translate ambiguous business needs into clear workflows, prioritised requirements, user stories, and testable acceptance criteria.
• Experience leading client workshops and collaborating with business, product, operations, compliance, and technology stakeholders.
• Working understanding of APIs, third-party integrations, system interactions, and data flows.
• Ability to identify relevant regulatory, compliance, security, and operational requirements.
• Strong written and verbal communication skills.
• Strong problem-solving, analytical, and decision-making abilities.
• Experience with Agile delivery tools such as Jira, Confluence, Figma, Miro.

Responsibilities

• Lead client discovery conversations to understand business goals, customer needs, operational workflows, and existing systems.
• Translate business requirements into clear customer journeys, workflows, business rules, MVP scope, user stories, and acceptance criteria.
• Identify gaps, challenge assumptions, validate requirements, and recommend practical solutions.
• Bring strong financial-services domain knowledge to identify exceptions, dependencies, risks, and operational requirements.
• Work closely with designers, engineers, product teams, and business stakeholders to clarify requirements and solution options.
• Take ownership of requirements from discovery through implementation, UAT, and launch.
• Support teams in resolving requirement ambiguities, managing scope changes, and ensuring alignment with agreed business outcomes.
• Contribute to presales activities including opportunity discovery, proposals, solution scope, and client presentations.
• Identify opportunities to improve products, processes, and workflows rather than simply executing existing requirements.
• Create reusable fintech knowledge such as discovery checklists, process maps, reference workflows, and practical guidance for internal teams.

Skills

FinTech consulting

Business analysis

Product ownership

Client workshops

Agile delivery

Stakeholder management

Tools

Jira

Confluence

Figma

Miro

Job description

We are seeking a sharp, high-potential FinTech Consultant with strong financial-services domain expertise, business acumen, structured problem-solving skills, and a genuine curiosity to understand complex business challenges. The ideal candidate should be able to engage confidently with clients and senior stakeholders, understand business goals and customer needs, challenge assumptions, ask the right questions, and translate complex financial workflows into clear product requirements and practical solutions. You should be comfortable working across business, product, design, and engineering teams, taking ownership from discovery through delivery, and continuously looking for opportunities to improve processes, products, and business outcomes.

Key Responsibilities:

• Lead client discovery conversations to understand business goals, customer needs, operational workflows, and existing systems.
• Translate business requirements into clear customer journeys, workflows, business rules, MVP scope, user stories, and acceptance criteria.
• Identify gaps, challenge assumptions, validate requirements, and recommend practical solutions.
• Bring strong financial-services domain knowledge to identify exceptions, dependencies, risks, and operational requirements.
• Work closely with designers, engineers, product teams, and business stakeholders to clarify requirements and solution options.
• Take ownership of requirements from discovery through implementation, UAT, and launch.
• Support teams in resolving requirement ambiguities, managing scope changes, and ensuring alignment with agreed business outcomes.
• Contribute to presales activities including opportunity discovery, proposals, solution scope, and client presentations.
• Identify opportunities to improve products, processes, and workflows rather than simply executing existing requirements.
• Create reusable fintech knowledge such as discovery checklists, process maps, reference workflows, and practical guidance for internal teams.

Required Skills:

• 5+ years of relevant experience in FinTech consulting, business analysis, product ownership, or closely related roles.
• Strong experience in at least one financial-services domain such as payments, digital banking, lending, mortgages, wealth and investments, core banking, or insurance.
• Hands-on experience taking a financial product or significant capability from discovery through production.
• Strong understanding of financial workflows, customer journeys, business processes, and operational requirements.
• Ability to translate ambiguous business needs into clear workflows, prioritised requirements, user stories, and testable acceptance criteria.
• Experience leading client workshops and collaborating with business, product, operations, compliance, and technology stakeholders.
• Working understanding of APIs, third-party integrations, system interactions, and data flows.
• Ability to identify relevant regulatory, compliance, security, and operational requirements.
• Strong written and verbal communication skills.
• Strong problem-solving, analytical, and decision-making abilities.
• Experience working with Agile delivery teams and tools such as Jira, Confluence, Figma, Miro, or equivalent.

Preferred Qualifications:

• Experience working across multiple client consulting or delivery engagements.
• Experience in presales discovery, proposal development, solution presentations, or client-facing consulting.
• Experience modernising financial products or integrating modern platforms with legacy systems.
• Experience evaluating AI or automation opportunities based on business value, human oversight, and measurable outcomes.
• Experience across multiple areas of the fintech ecosystem.
• Ability to create reusable frameworks, workflows, checklists, and domain knowledge resources.
• Ability to explain the reasoning behind recommendations and product decisions.
• Ability to work independently and take ownership of complex client and product challenges.

Soft Skills:

• High-agency and proactive attitude.
• Strong learning ability and curiosity.
• Independent thinker who can challenge assumptions constructively.
• Strong stakeholder management and collaboration skills.
• Resourceful and adaptable approach to different business challenges.
• Ownership-driven mindset with focus on quality and business outcomes.
• Strong communication and presentation skills.
• Strong problem-solving and analytical skills.
• Comfortable working with ambiguity and making informed decisions.
• Ambitious mindset with a desire to grow and take on greater responsibilities.

Experience:

• 5+ years of experience is preferred, with greater importance placed on the candidate's fintech domain expertise, hands-on delivery experience, client-facing skills, problem-solving ability, and potential to create meaningful business outcomes.