AML Alert Remediation Agent

SBI Payment Services Pvt. Ltd.; Gurugram District; Presencial; INR 600.000 - 1.000.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Inclusive Health Benefits for all

Personal Accidental, Group Term Life

Dental and OPD benefits

Learning & development framework

Descripción de la vacante

SBI Card is seeking an Executive - AML Alert Remediation Agent to conduct AML watchlist screening and transaction monitoring. You will investigate alerts, identify potential money laundering cases, and resolve alerts within defined timelines, ensuring regulatory compliance and high-quality MIS reporting.

Ideal candidates have knowledge of AML tools (World-Check/SAS/Actimize/Livingston) and familiarity with Dow Jones watchlists. IIBF/CAMI certification is preferred.

Formación

• Knowledge of AML processes & tools (World check/SAS/Actimize/Livingston etc.)
• Knowledge of interpreting Dow Jones watchlist & news from an AML standpoint
• IIBF/CAMI Certification preferred

Responsabilidades

• Investigate and assess AML alerts for potential money laundering risk and monitor suspicious transactions
• Resolve system-generated alerts within defined TAT with complete process understanding
• Ensure 100% coverage of monitoring of all suspicious transactions
• Follow SOP for end-to-end closure of alerts including comments, allocation and resolution
• Prepare preliminary reports for high-value refunds by accessing banking systems and share with AML lead
• Monitor transaction patterns and highlight process/platform gaps to TL
• Participate in UAT and sign-off for digitization initiatives
• Contribute to quarterly DR drills and validation checks to ensure compliance

Conocimientos

Analytical Ability

Detail Orientation

Decisiveness

Process Orientation

Market Awareness

Educación

Graduation in any discipline

Herramientas

World-Check

SAS

Actimize

Livingston

Descripción del empleo

Executive - AML Alert Remediation Agent

About Us

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees Dynamic, Inclusive and Diverse team culture Gender Neutral Policy

• Inclusive Health Benefits for all - Medical Insurance
• Personal Accidental, Group Term Life Insurance and Annual Health Checkup
• Dental and OPD benefits
• Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

The role is responsible for conducting AML Watchlist Screening and Transaction Monitoring Alert Remediation and effective identification of transaction frauds as well as money laundering instances.

Role Accountability

• Investigate and assess alerts for potential money laundering risk, ensuring efficient identification and monitoring of suspicious transactions
• Resolve system generated alerts as per TAT with complete process understanding.
• 100% coverage of monitoring of all suspicious transactions
• Follow Standard operating procedure for wing to wing closure of an alert including Alert Review, Updation of Comments, Alert Allocation, resolve an alert, Report updation in watchlist screening process
• Prepare preliminary report for high value refund cases by accessing core banking systems as necessary and share with AML lead for actioning
• Closely monitor suspicious transaction trends, customer behavior patterns and process/platform gaps to identify improvement areas and highlight the same to TL
• Participate in implementation of digitization/process enhancement initiatives by performing UAT and sign off
• Participate in periodic DR drills and conduct validation checks as necessary to ensure compliance

Measures of Success

• Timely closure of daily alerts
• Timely and accurate regulatory report preparation
• QA scores above agreed internal thresholds
• Timely and accurate MIS/business dashboard preparation
• Process adherence as per MOU

Technical Skills / Experience / Certifications

• Knowledge of AML processes & tools (World check/SAS/Actimize/Livingston etc.)
• Knowledge of interpreting Dow Jones watchlist & news from an AML standpoint
• IIBF/CAMI Certification preferred

Competencies critical to the role

• Analytical Ability
• Detail Orientation
• Decisiveness
• Process Orientation
• Market Awareness

Qualification

• Graduation in any discipline

Preferred Industry FSI / Any Experience Level Executive Level