Collection Manager - Two Wheeler Loans - Soft Bkt

SkillLabs

Vidisha

On-site

INR 400,000 - 600,000

Full time

14 days+

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Job summary

SkillLabs is seeking a focused Collections Specialist to manage portfolio allocations, monitor agency performance, and ensure timely resolution of delinquent accounts within the automotive segment. You will coordinate with external agencies, drive data-driven decisions, and maintain strict process discipline.

The role requires 2–3 years in collections for automotive products and proven ability to manage agencies and data effectively.

Qualifications

  • Minimum 2-3 years of collection experience in automotive products (LMV, TW, 3W, LCV, MCV, HCV).
  • Experience in managing collection agencies.
  • Excellent data management skills.
  • Individual performer.

Responsibilities

  • Allocate portfolio to vendors based on past performance and availability.
  • Review cases with FOS/TL and assign work per disposition code.
  • Coordinate with agency resources and plan calls for better resolution.
  • Audit receipt books and repo kits; ensure accuracy.
  • Close agency billing within 60 days of month-end work.
  • Ensure prior approvals in repo cases and support repo issues.
  • Handle collection/repo customer service issues and escalations.
  • Coordinate with legal for actions against chronic defaulters and with enforcement agencies.
  • Track BKT resolution with agency and FO levels.
  • Restrict flow rates to next BKT for the location handled.
  • Remove non-performing FOs and recruit/train fresh teams.
  • Close CRM queries within assigned TAT; ensure field action.
  • Address RCU audit queries before TAT and implement actions.
  • Discuss receipt book discrepancies with agency to prevent recurrence.
  • Ensure 100% HHT utilization; report to ACM/RCM regularly.
  • Inform IT if HHT not working and require support.

Skills

Collection experience
Data management
Agency management
Individual performer

Job description

Roles and Responsibilities
  • Allocation of portfolio to vendor basis the past performance trend and FOS availability, creating adequate manpower capacity for the portfolio.
  • Review cases with FOS / TL and work assignment basis the disposition code.
  • Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.
  • Receipt book & Repo kits allocation and auditing periodically
  • Agency billing closure within 60 days of the work completed month.
  • Ensuring prior approvals in repo cases & helping the agency manage repo related issues.
  • Handling collection/repo related customer service issues/escalations.
  • Coordinating with legal team for initiating legal actions against chronic defaulters & dealing with enforcement agencies in cases filed against the organisation by customers/third parties.
  • BKT resolution with agency and FOs level need to be tracked & reviewed.
  • Flow rates to next BKT needs to be restricted on the location you are handling.
  • Remove the non-performing FOs and recruitment the fresh team and train as and when required.
  • CRM queries needs to be closed as per the TAT assigned.
  • RCU audit queries must be reverted before TAT and implementation of committed action at field level.
  • Receipt book discrepancies needs to be discussed with agency and ensure no reoccurrence of such issues in field.
  • HHT 100% utilization and report to be submitted to ACM / RCM on regular basis.
  • HHT not working need to be informed to IT team for need of support.
Candidate Profile Required
  • Minimum 2-3 Years of collection experience in any automotive products like LMV,TW,3W,LCV,MCV,HCV
  • Experience in managing collection agencies
  • Excellent data management skills
  • Individual Performer
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