Cluster Manager - HDFC BB - Faridabad - Palwal

Birla Carbon; Delhi; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Birla Carbon is seeking a professional in Delhi to derive insurance business through established relationships and channel partners. Responsibilities include achieving targets, managing relationships, and ensuring seamless sales processes. The role involves innovative business development and addressing customer needs effectively.

The ideal candidate should excel in communication, relationship management, and product knowledge, aiming for consistent business growth and customer retention.

Qualifications

• Strong communication and relationship management skills.
• Ability to handle market volatility and customer expectations.

Responsibilities

• Drive insurance business growth through channel partner engagement.
• Ensure sales process efficiency and customer satisfaction.

Job description

Job Purpose

To derive Insurance Business from assigned Relationship/Channel partner in an area or zone, to convince the relationship so they can convince their customer to invest in Birla Sunlife Insurance. To ensure all the pre and post sales support and services to the relationship as well as to the clients along with the team dedicated to the relationship. Ensure not only achieving the target but also to make sure there is a consistent growth in the business every quarter.

Job Challenges

• Market Volatility as BSLI predominantly sell unit linked policies
• High dependency on HDFC Branch Banking Model in Open Architecture who may have their own priorities so alignment is the key.
• Balancing between the process requirement and expectations of the Channel partners

Key Result Areas

• KRA 1: Achieve Targets (Premium & Revenue) in order to contribute in overall growth of the company. Continuous interaction with the channel partners (Multiple Branch Heads of the Bank). Mapping all the key decision makers and ensuring that the same information is shared with the RH/ZH. Aggressively downloading all the RnR activities running by the organisation. Create innovative ways to have Branch Activities to increase the customer penetration.
• KRA 2: Executes smooth function of the sales and other processes in order to maximise business potential. Communicate any process change or change in any rules and regulations by the help of different training module. Ensure that actual sales and service aspects including sales calls, issuance and complaint handling are carried out without any blocks.
• KRA 3: Relation Ship Management: Open Architecture To Handle Bank customers requirements with the best services and products ranges. To be equipped with insurance and Bank Products knowledge. To manage the relationship at all the levels to have the desire out-puts.
• KRA 4: Building new business opportunities within the allocated area/relationships in order to maximise the productivity / Top Line. Identify innovative methods working with the relationship to enhance penetration of the database. FLS Review Mechanism to have 40% Activation with 2 Case / Active @ 50K ATS to be focused. Ensure Product Mix - Trad 50% : ULIP 40% : Term 10%. 15% Business More than TATA Provide inputs for new products & Sales Pitch, basis an in-depth understanding of Channel needs. Identify training needs for the in-house and channel partner team.
• KRA 5: Execute the right method of business acquisition in order get the profitable mix for the organisation. Scrutinise the business on regular basis and give the relevant information to superiors. Interact with the customers through welcome calls.
• KRA 6: Achieve Persistency targets as per the company norms so that renewals take place on time. Communicate with customers and resolve queries as and when required to ensure that renewal takes place on time.