CIB Risk Associate - Data Owner

Fairygodboss; Mumbai; On-site; INR 4,000,000 - 6,000,000; Full time

Job summary

JPMorganChase in Mumbai seeks a data strategy professional to drive data governance, quality, and integration for Wholesale Credit Risk. You will partner with technology teams, subject matter experts, and stakeholders to build a comprehensive data framework that ensures accuracy and accessibility across the organization.

The role requires strong communication, leadership in multi-stakeholder environments, and hands-on experience with data analytics, process improvement, and KPI development to

Qualifications

• Bachelor's Degree required.
• 5+ years of relevant work experience in Credit Risk, Data Strategy, Data Management, or related field.
• Strong written and verbal communication for executive-level communications.
• Excellent organizational skills and attention to detail; able to manage priorities under tight deadlines.
• Proven ability to collaborate and build partnerships.
• Demonstrated initiative, self-direction, and ability to work under pressure.
• Strong data analysis, problem-solving, and project management skills.
• Experience leading cross-functional data initiatives with multiple stakeholders.

Responsibilities

• Define critical data elements across credit risk processes and applications.
• Build and maintain data dictionaries with standardized business definitions.
• Define data ownership across processes and outputs.
• Standardize data models for consistency across Lines of Business.
• Identify strategic data sources and data automation opportunities including LLMs.
• Define schema for data assets and publish data lineage.
• Establish a robust data quality program for cross-process use.
• Establish and monitor data level KPIs across products.
• Implement continuous data testing and refinement processes; address regulatory requirements with product teams.

Skills

Data strategy

Data management

Credit risk

Communication

Organization

Collaboration

Problem solving

Project management

Cross-functional leadership

Leadership in matrix org

Data analytics

Metrics driven

Process re engineering

Agile (CSM/CSP)

Education

Bachelor's Degree

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

In this role, you will be a key member of the Data Strategy Team within Wholesale Credit Risk Product team. You will collaborate with technology partners, subject matter experts, and stakeholders to develop and implement a comprehensive data strategy that ensures data integrity, quality, and accessibility across the organization.

Key Responsibilities

• Define critical data elements across credit risk processes and applications.
• Build and maintain data dictionaries with standardized business definitions.
• Define ownership of data inputs, enrichment, changes, and outputs across processes.
• Standardize data operational models (inputs/enrichment) to achieve consistency across different Lines of Business (LOBs).
• Identify and define strategic sources of data.
• Identify data automation opportunities using systemic feeds or Large Language Models (LLMs); automate data enrichment where possible.
• Define schema for data assets and publish data lineage (data inputs, enrichment, and outputs).
• Establish a robust data quality program (business and technical DQ) to ensure data is fit for use across processes.
• Establish and monitor data level KPIs across products.
• Implement continuous data testing and refinement processes; utilize anomaly detection processes wherever possible.
• Address and remediate any regulatory requirements in collaboration with individual product teams.

Minimum Skills, Experience, and Qualifications

We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

• Bachelor's Degree in a relevant field.
• 5+ years of relevant work experience in Credit Risk, Data Strategy, Data Management, or a related capacity
• Strong, clear, and concise written and verbal communication skills with the ability to prepare executive-level communications.
• Excellent organizational skills and attention to detail; able to manage competing priorities under tight deadlines.
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly.
• High degree of initiative, self-direction, and ability to work well under pressure.
• Strong data analysis, problem-solving, and project management skills.
• Demonstrated experience leading cross-functional data initiatives with multiple stakeholders.
• Ability to lead, drive consensus, and deliver in a matrix organization with multiple stakeholders.
• Experience using data and metrics to drive decisions.
• Proficiency in process re-engineering or similar.

Additional Skills, Experience, and Qualifications

• Experience within large Financial Services firms and basic level of domain knowledge in Credit Risk.
• Experience working with Technology and UX Design colleagues and discussing technical designs.
• Certified Agile Practitioner (CSP) or Certified Scrum Master (CSM).

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.