Chief Risk Officer – NBFC/Trade Finance/Agri Commodities One World HR

The Corporate Institute; Mumbai; Presencial; INR 6.000.000 - 10.000.000; Jornada completa

Descripción de la vacante

The Corporate Institute invites an experienced Chief Risk Officer to lead the Group's Enterprise Risk Management across multiple entities. You will own risk identification, assessment, monitoring and mitigation across credit, market, operational, regulatory and cross-border risks.

Reporting to the Group CEO and the Board Risk Management Committee, you will design governance, risk appetite and dashboards, build risk capabilities, and partner with NBFC/trade finance teams to safeguard assets and

Formación

• CA / MBA (Finance) / CFA or equivalent postgraduate qualification.
• FRM / PRM certification would be an added advantage.
• 15–22 years of progressive experience in risk management, credit risk, commodity trade finance or treasury.
• At least 5–7 years in a CRO / Head of Risk / senior risk leadership role.

Responsabilidades

• Design and implement a Group-wide ERM framework, including risk appetite, risk taxonomy, limits, policies and governance structures.
• Establish consolidated risk registers, KRIs, risk dashboards and escalation mechanisms across entities.
• Oversee collateral, warehousing and custodial risks, including stock reconciliation, warehouse audits, quality/quantity risk, insurance and warehouse receipt controls.
• Develop frameworks for commodity price and market risk, including exposure limits, MTM monitoring, concentration risk and hedging.
• Lead credit, counterparty and trade finance risk, including due diligence, credit limits, exposure monitoring and settlement-risk controls.
• Partner with the NBFC business on credit underwriting, portfolio quality, NPA/stressed assets, provisioning and recovery risks.
• Monitor liquidity, ALM, interest-rate, refinancing, leverage and covenant risks across the Group.
• Oversee FX and cross-border risks arising from international commodity trade and overseas operations.
• Ensure appropriate oversight of regulatory and compliance risks, including RBI, WDRA and applicable commodity exchange regulations.
• Establish a strong operational, fraud and technology/cyber risk framework, including incident management and business continuity.
• Assess climate, ESG and reputational risks and their potential impact on the Group.
• Provide independent risk assessment and challenge on major credit exposures, trade finance transactions, new businesses, products and geographies.
• Prepare and present periodic risk reports, portfolio reviews and KRI dashboards to the CEO, CFO, Risk Management Committee and Board.
• Build and lead the Group Risk function and develop risk capabilities across key business entities.

Conocimientos

Enterprise Risk Management

Risk governance

Stakeholder management

Quantitative analysis

Educación

CA / MBA (Finance) / CFA or equivalent postgraduate qualification

FRM / PRM certification

Descripción del empleo

Chief Risk Officer – Group

Location: Andheri East, Mumbai

Reporting To: Group CEO, with functional reporting to the Board Risk Management Committee

Experience: 15 – 22 years

Industry Preference: Agri Commodities, Commodity Trading, NBFC, Trade Finance, Warehousing & Collateral Management, Banking

About the Role

We are looking for a seasoned Chief Risk Officer (CRO) to lead the Group-wide Enterprise Risk Management function across a diversified, multi-entity and multi-geography business.

The role will have end-to-end responsibility for identifying, assessing, monitoring and mitigating risks across credit & counterparty risk, commodity price risk, collateral & warehousing risk, trade finance, liquidity & treasury, regulatory & compliance, operational, technology/cyber and cross-border risks.

Key Responsibilities

• Design and implement a comprehensive Group-wide Enterprise Risk Management (ERM) framework, including risk appetite, risk taxonomy, limits, policies and governance structures.
• Establish consolidated risk registers, KRIs, risk dashboards and escalation mechanisms across entities.
• Oversee collateral, warehousing and custodial risks, including stock reconciliation, warehouse audits, quality/quantity risk, insurance and warehouse receipt controls.
• Develop frameworks for commodity price and market risk, including exposure limits, MTM monitoring, concentration risk and hedging.
• Lead credit, counterparty and trade finance risk, including due diligence, credit limits, exposure monitoring and settlement-risk controls.
• Partner with the NBFC business on credit underwriting, portfolio quality, NPA/stressed assets, provisioning and recovery risks.
• Monitor liquidity, ALM, interest-rate, refinancing, leverage and covenant risks across the Group.
• Oversee FX and cross-border risks arising from international commodity trade and overseas operations.
• Ensure appropriate oversight of regulatory and compliance risks, including RBI, WDRA and applicable commodity exchange regulations.
• Establish a strong operational, fraud and technology/cyber risk framework, including incident management and business continuity.
• Assess climate, ESG and reputational risks and their potential impact on the Group.
• Provide independent risk assessment and challenge on major credit exposures, trade finance transactions, new businesses, products and geographies.
• Prepare and present periodic risk reports, portfolio reviews and KRI dashboards to the CEO, CFO, Risk Management Committee and Board.
• Build and lead the Group Risk function and develop risk capabilities across key business entities.

Candidate Profile

• CA / MBA (Finance) / CFA or equivalent postgraduate qualification.
• FRM / PRM certification would be an added advantage.
• 15 – 22 years of progressive experience in risk management, credit risk, commodity trade finance or treasury.
• At least 5 – 7 years in a CRO / Head of Risk / senior risk leadership role.

Strong exposure to one or more of the following is preferred:

1. Agri-commodity businesses
2. Commodity trading
3. Warehousing / collateral management
4. NBFC lending
5. Trade finance
6. Banking / financial institutions
7. Commodity exchanges

• Proven experience in building or scaling an enterprise risk function across multiple entities/geographies.
• Exposure to NBFC/RBI regulatory risk and cross-border trade risk is preferred.
• Experience interacting with Boards, Risk Committees, rating agencies, banks and financial institutions.

Core Competencies

• Strong understanding of credit, commodity price and collateral/custodial risk
• Enterprise Risk Management and risk governance
• Strong analytical and quantitative capabilities
• Risk modelling, exposure limits and portfolio analytics
• Strong stakeholder management and Board-level communication
• Ability to independently challenge business decisions while maintaining commercial pragmatism
• High integrity and sound risk judgment
• Ability to operate effectively across a complex, multi-entity environment