Chief Risk Officer – CA UpMan Placements

The Corporate Institute; Chennai District; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

The Corporate Institute in India is seeking a senior risk professional to build and govern the firm’s risk management framework. You will drive enterprise risk, ensure regulatory alignment, and challenge business proposals for balanced risk-adjusted decisions.

Responsibilities include policy development, risk appetite definition, and oversight of controls, portfolio monitoring, and regulatory reporting. Strong CA credentials and RBI/NHB regulation knowledge are essential for this role.

Qualifications

• CA qualification is mandatory.
• Experience in designing and maintaining enterprise risk management frameworks.
• Strong knowledge of RBI/NHB regulations and regulatory expectations.
• Ability to provide independent risk challenge to business proposals.

Responsibilities

• Establish and maintain an Enterprise Risk Management (ERM) framework covering credit, market, liquidity, operational, fraud, regulatory, reputational, and strategic risks.
• Define and implement the Risk Appetite Framework aligned with business strategy and regulatory expectations.
• Identify, assess, prioritize, and mitigate key risks with structured methodologies and mitigation plans.
• Develop risk policies for credit, market, liquidity, and operational risk in line with RBI/NHB norms.
• Provide independent risk challenge to new products and growth initiatives.
• Oversee fraud risk management including prevention, detection, and corrective actions.
• Lead root cause analyses of portfolio issues and process deviations with timely CAPA.
• Establish robust internal controls, underwriting standards, and credit monitoring.

Skills

Risk management

ERM design

Credit risk

Regulatory compliance

Internal controls

Education

Chartered Accountant (CA)

Job description

Key Responsibilities:

• – CA Must.
• – Establish and maintain a comprehensive Enterprise Risk Management (ERM) framework covering credit, market, liquidity, operational, fraud, regulatory, reputational, and strategic risks.
• – Define, implement, and periodically review the Risk Appetite Framework and ensure alignment with business strategy and regulatory expectations.
• – Identify, assess, prioritize, and mitigate key risks through structured risk assessment methodologies and well-defined mitigation plans.
• – Develop and implement robust credit risk, market risk, liquidity risk, and operational risk policies in line with RBI/NHB regulations.
• – Provide independent risk challenge to business proposals, new products, and growth initiatives to ensure balanced risk-adjusted decision-making.
• – Oversee fraud risk management including prevention, detection, investigation, and corrective action frameworks across the organization.
• – Lead root cause analysis of portfolio slippages, policy deviations, operational failures, and control weaknesses and ensure timely corrective and preventive actions.
• – Establish strong internal controls, loan underwriting standards, and credit monitoring mechanisms to protect portfolio quality.
• – Ensure strict adherence to internal policies, Standard Operating Procedures (SOPs), and regulatory guidelines, with continuous monitoring and reporting of deviations.
• – Design and oversee risk MIS, dashboards, and early warning systems to provide timely, accurate, and actionable risk insights to senior management and the Board.
• – Represent the Risk function before the Board, Risk Management Committee, regulators, auditors, and other external stakeholders.
• – Ensure compliance with regulatory requirements, including RBI/NHB inspections, supervisory observations, and audit findings.