Checker APAC HK KYC

MUFG Bank, Ltd; India; On-site; INR 800,000 - 1,200,000; Full time

Job summary

MUFG Bank, Ltd is seeking a professional in Bengaluru to enhance its financial crime compliance. The role demands advanced knowledge of AML regulations and strong analytical skills. The ideal candidate will have a degree in criminal justice or finance, and relevant certifications are preferred. Key responsibilities include assessing high-risk clients, documenting suspicious activities, and collaborating with peers to optimize compliance strategies. Join a global team committed to ethical practices and excellence.

Qualifications

• Degree in criminal justice, finance, business administration, or equivalent work experience.
• Relevant financial crime or anti-money laundering (AML) certification preferred.
• Exposure to financial crime compliance, due diligence, investigations, or regulatory roles is a plus.

Responsibilities

• Apply advanced knowledge of global AML regulations to assess high-risk client profiles.
• Evaluate complex customer and transaction activity, identifying patterns indicating elevated financial crime risk.
• Draft suspicious activity reports (SARs) in accordance with jurisdictional requirements.

Skills

Advanced knowledge of global AML regulations

Strong knowledge of transaction monitoring systems

Expertise in forensic analysis

Strong documentation and reporting skills

Education

Degree in criminal justice, finance, business administration, or related field

Tools

Actimize

World Check

LexisNexis

Job description

## Checker APAC HK KYCApplylocations: MUFG Global Service Private Ltd. - Bengaluru (BCIT)time type: Full timeposted on: Posted Todayjob requisition id: 10076732-WD**Do you want your voice heard and your actions to count?**Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.EDUCATION • Degree in criminal justice, finance, business administration, or a related field, or equivalent work experience equally preferable CERTIFICATIONS • Relevant financial crime or anti-money laundering (AML) certification preferred WORK EXPERIENCE • Exposure to financial crime compliance, due diligence, investigations, or regulatory roles a plus FUNCTIONAL SKILLS • Advanced knowledge of global AML, anti-bribery and corruption (ABC), sanctions, and financial crime regulations, regimes, typologies, and frameworks • Strong knowledge of transaction monitoring systems, alerting tools, and case management platforms • Expertise in forensic analysis • Strong ability to understand regulatory guidance and internal policy documents • Specialized knowledge of know your customer (KYC), suspicious activity reporting (SAR), and investigative techniques • Advanced knowledge of industry standard KYC practices (customer identification program (CIP), customer due diligence (CDD), enhanced due diligence (EDD), etc.) • Advanced knowledge of financial crimes typologies • Experience with compliance tools and systems (e.g., Actimize, World Check, LexisNexis) is a plus • Ability to analyze financial data and identify suspicious activity • Strong documentation and reporting skills FOUNDATIONAL SKILLS • Communicates effectively • Collaborates well with business partners, peers and supervisors • Applies analytical thinking and sound judgment • Demonstrates resilience, adaptability, and curiosity • Embraces continuous learning and inclusive collaboration • Attention to detail • Uses technology to enhance accuracy and efficiency • Acts with integrity and ethical awareness RESPONSIBILITIES • Apply advanced knowledge of global AML regulations, sanctions regimes, and financial crime typologies to assess high-risk client profiles • Independently evaluate complex customer and transaction activity, identifying patterns that indicate elevated financial crime risk • Analyze, identify, and prevent financial crimes related to AML, ABC, KYC • Examine transactional activity tools to detect indicators of money laundering, terrorist financing, or sanctions violations as well as KYC related indicators such as volumes and values variances and EDD • Assess and analyze KYC related areas of risk for certain high-risk customers in alignment with New Client on-boarding, Ad Hoc and Periodic reviews • Analyze client activity for compliance with AML and sanctions requirements • Investigate alerts and exercise independent judgment in determining whether investigative findings warrant escalation or formal reporting • Determine escalation paths based on risk scoring • Use specialized expertise in forensic analysis, KYC/CDD, and financial crime trends to drive risk-informed recommendations • Prepare investigative reports and recommendations that guide senior management decisions on client onboarding, retention, or exit • Draft suspicious activity reports (SARs) in accordance with jurisdictional requirements • Review documentation for accuracy and completeness in EDD contexts • Assist in testing ABC processes and validating controls • Validate data inputs and ensure completeness of case files • Apply operating procedures (OPs) to ensure consistency in investigative documentation • Prioritize alert queues and manage case assignments based on urgency and risk • Work on transaction monitoring scenario development and tuning • Maintain process documentation and dashboards • Coordinate regulatory and audit reporting for issues • Conduct data analysis for AML alert optimization • Assist in exposure reviews and investigative research • Track and report on external engagement and typology trends