Capital Management

Skillventory; Navi Mumbai, Mumbai; In loco; INR 1.800.000 - 3.200.000; Tempo pieno

Descrizione del lavoro

Skillventory in Navi Mumbai is seeking a senior professional to lead capital reporting, regulatory submissions and RWA optimization. You will coordinate with Risk, IT and business teams to ensure accurate capital adequacy metrics and drive capital-conserving strategies.

Ideal candidates hold CA or MBA with extensive experience in RBI submissions, RWA calculations and ALCO governance, and will influence capital planning and product profitability analyses.

Competenze

• Experience in capital reporting and RBI regulatory submissions.
• Proven ability in RWA calculation and optimization.
• Exposure to ALCO processes and capital planning.

Mansioni

• Monthly capital adequacy computation and reporting.
• RWA deck preparation and RWA MIS.
• ALCO data submission.
• RWA optimization and guidance to business teams on capital conservation.
• Capital projections, budgeting and capital reviews.
• Maintenance and periodic update of SOPs.
• Multiple RBI regulatory submissions.
• Audit coordination and responses.
• Interaction with Risk, IT and business teams on capital needs.
• Enhancements to RAROC calculator for loan profitability.
• Evaluation of new product launches for capital consumption and pricing.
• Capital projections in scenarios of infusions or acquisitions.
• Presentations to senior management.

Conoscenze

Capital reporting

Regulatory submissions

RWA calculation

RWA optimization

Stakeholder communication

Formazione

Chartered Accountant (CA)

MBA

Strumenti

XBRL

RAROC Calculator

RWA Calculator

Descrizione del lavoro

Role & responsibilities :

• Monthly capital adequacy computation and reporting


• RWA deck preparation and RWA MIS


• ALCO data submission


• RWA Optimization and guidance to business teams on capital conservation


• Capital projections / budgeting (near-term, medium-term and long-term) and Capital Reviews


• Maintenance and periodic update of SOPs


• Multiple RBI regulatory submissions


• Audit co-ordination (Internal, External and Compliance Testing) and responses


• Interpretation with a lense of RWA Optimization and capital conservation


• System changes, identification of data attributes and work-around in case of data deficiencies


• Continuous business interactions for Credit Risk computation


• Multi-stage testing and parallel runs


• Changes in RCA3, XBRL and other returns


• Continuous co-ordination with Risk, IT, Business teams and external consultants


• Enhancements to RAROC Calculator (Capital component) for use in loan profitability evaluations


• Evaluation of new product launches from a capital consumption and pricing perspective


• Capital projections in scenarios of infusions in subsidiaries, associates or purchase of stake / strategic investments etc.


• Presentations to senior management

Preferred candidate profile

• Experience: CA with 8+ years of relevant experience or MBA with 12+ years of relevant experience. Relevant experience in capital reporting, regulatory submissions, capital planning.


• Industry: Banking, NBFC, Financial Organizations


• Experience in Regulatory Submissions - RBI.


• Calculation of RWA.