Business Analyst - SME Insti - Mumbai

Aditya Birla Group; Mumbai; Vor Ort; INR 600.000 - 1.000.000; Vollzeit

Zusammenfassung

Birla Carbon is seeking a professional to join their team in Mumbai, India, focusing on credit analysis and portfolio management. The role involves evaluating lending proposals, conducting financial assessments, and ensuring compliance with regulations.

This position requires regular interaction with audit teams and stakeholders to address queries and maintain high standards in credit evaluations and portfolio monitoring.

Aufgaben

• Conduct detailed credit analysis and evaluation of lending proposals.
• Evaluate proposals through financial analysis and review of auditor reports.
• Monitor the existing portfolio of accounts and ensure compliance.

Jobbeschreibung

At the Aditya Birla Group, our Corporate Vision is aligned and intricately woven with our People Vision.

Designation :

Location : India Maharashtra R-Tech Park Goregaon

Job Description:

Key Result Areas

Supporting Actions

To assess and conduct detailed credit analysis and evaluation of lending proposals for discussion at CC level and decision

To evaluate the proposal by doing financial analysis, assessing sustainability of the revenue and profitability numbers, review of auditor reports to check for any red flags, promoter background check, profile check, legal and technical aspects of the property proposed to be mortgaged, reading credit rating reports to understand the view of external credit rating agencies on the group company

To monitor the existing portfolio

To do regular monitoring of existing portfolio of accounts to assess the quality of the portfolio, identify any red flags, ensure compliance of sanction conditions and covenants stipulated in the sanction terms.

To ensure compliance with OTC, PDD, covenants stipulated in the Sanction letter

To keep oneself updated about any recent regulatory changes/ guidelines / notifications etc. to ensure that all the actions are timely taken to ensure effect of the above regulatory notifications / circulars are duly given to all the portfolio accounts

To prepare regular MIS

To prepare and keep updating MIS required by Risk and Business Head for regular monitoring of portfolio and quality checks

To engage and resolve audit queries

To engage with audit team and operations team and resolve any audit clarifications or data required by interacting with internal and external stakeholders