Business Analyst

INDmoney Private Limited; Bengaluru; On-site; INR 900,000 - 1,400,000; Full time

Job summary

INDmoney Private Limited in Bengaluru seeks a data-driven strategist to shape lending products and credit solutions. You will partner with product, engineering, and external partners to translate data into actionable insights for senior leadership.

You’ll lead initiatives to improve loan lifecycle efficiency, assess credit processes, and ensure market positioning through evidence-based decisions. The role requires strong cross-functional collaboration and the ability to communicate complex

Qualifications

• 1–5 years in fast-paced financial services or lending.
• Comfort with SQL for data querying and analysis.
• Deep knowledge of India's lending landscape and regulatory framework.
• Strategic thinker who uses data to justify decisions.
• Excellent written and verbal communication for cross-functional audiences.

Responsibilities

• Drive business strategy across INDmoney's lending and financial services operations.
• Partner with product, engineering, technology and external partners to shape lending products and credit solutions.
• Translate complex financial data into actionable insights for senior leadership and cross-functional teams.
• Lead initiatives that improve loan lifecycle efficiency, credit assessment processes and market positioning.
• Communicate findings and strategic direction to audiences ranging from technical experts to business leaders.

Skills

SQL

Strategic thinking

Negotiation skills

Cross-functional collaboration

Ownership mindset

Effective communication

Product analytics

Job description

Batch: 2021/2022/2023/2024/2025.

About the role:

• You’ll drive business strategy and decision-making across INDmoney's lending and financial services operations
• Partner with product, engineering, technology and external partners to shape lending products and credit solutions
• Translate complex financial data into actionable insights for senior leadership and cross-functional teams
• Lead initiatives that improve loan lifecycle efficiency, credit assessment processes and market positioning

What you’ll work on:

• Analyzing lending trends, borrower behavior and competitive dynamics in the Indian financial services market
• Building business cases and strategies informed by data, market research and regulatory requirements
• Collaborating across departments to align product roadmaps with business objectives and stakeholder needs
• Negotiating priorities, timelines and outcomes with internal teams and external partners
• Communicating findings, recommendations and strategic direction to audiences ranging from technical experts to business leaders

What we’re looking for:

• 1–5 years of experience in fast-paced, results-driven roles within financial services and lending
• Comfort with SQL for data querying and analysis
• Deep knowledge of India's lending landscape, credit products, loan underwriting, repayment cycles and regulatory framework
• Ability to think strategically while remaining grounded in data and evidence
• Strong negotiation skills and collaborative instincts across teams and external organizations
• Demonstrated ownership mentality and willingness to drive decisions and outcomes even in uncertain conditions
• Product analytics experience valued as a bonus
• Clear, persuasive communication—both in writing and conversation—especially when explaining technical concepts to non-technical audiences