Business Advisory Associate

Accenture in India; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Accenture in India is seeking a Loan Servicing Analyst to manage end-to-end servicing of commercial loan portfolios, including bilateral and syndicated facilities. You will ensure accurate rate resets, billing, payments, and draw downs, while maintaining data accuracy and compliance across loan lifecycles.

The role also involves handling communications with participant banks, adhering to internal policies and regulatory requirements, and delivering core banking support across account management

Qualifications

• Bachelors in business or commerce or MBA.
• Strong analytical and numerical skills.
• Ability to interpret loan documentation and credit terms.

Responsibilities

• Perform end-to-end loan servicing for bilateral and participation loans.
• Maintain accurate servicing data and ensure compliance with agreements.
• Communicate effectively with client banks and internal teams.
• Support data integrity and perform controls to ensure audit readiness.

Skills

Analytical thinking

Communication

Problem solving

Attention to detail

Education

BBA/BCom/MBA

Tools

Loan IQ

AFS

ACBS

nCino

Job description

Skill required:

Banking Services - Core Banking

Designation:

Business Advisory Associate

Qualifications:

BBA/BCom/Master of Business Administration

Years of Experience:

1 to 3 years

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song- all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities. Visit us at www.accenture.com

What would you do?

The Loan Servicing Analyst is responsible for end-to-end servicing and maintenance of commercial loan portfolios, including bilateral, participation, and syndicated facilities in both agented and non-agented arrangements. This role ensures accurate execution of loan servicing events such as rate resets, billing, payments, advances and draw downs. Also need to maintain data accuracy, ensure compliance with legal and credit agreements, and uphold operational excellence across the commercial lending lifecycle. Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for?

1. Loan Servicing Operations

• Perform daily servicing activities for bilateral and participation loans, including fundings, renewals, paydowns, interest capitalization, and rate adjustments.
• Maintain accurate and timely updates in servicing systems (Loan IQ, AFS, ACBS, nCino, or equivalent).
• Ensure all transactions comply with loan documentation, credit approvals, and system controls. 2. Participation & Syndicated Loan Servicing:
• Manage both agented and non-agented participation structures, ensuring accurate communication and fund flows between participating institutions.
• For agented deals, act as operational point of contact for participant banks-managing notices, interest rate resets, and remittance schedules.
• 3. Data Integrity & Documentation Control:
• Review and validate loan setups, amendments, and servicing data against executed agreements.
• Maintain complete servicing records, notices, and payment advices for audit readiness.
• 4. Compliance & Risk Management:
• Ensure adherence to internal policies, credit terms, and U.S. regulatory requirements (FDIC, OCC, SOX, etc.).
• Identify and escalate discrepancies or potential control breaches promptly.
• Account Reconciliations
• Banking, Financial Services
• Investment Banking
• Adaptable and flexible
• Commitment to quality
• Problem-solving skills
• Written and verbal communication
• Realize responsibility and complete the task at hand and on time
• Involves moderate level of independent decision making
• Good oral and written communication are must since the process involves sending emails to client/closers for all deals
• Performs quality control checks and collect all the back-ups that were used to on-board the loan
• Adhere 100% compliance to Process related Policies, Guidelines and Controls
• Suggest and implement process improvements and synergies on an ongoing basis
• Commercial Lending & Credit Services
• Basic accounting and economic concepts
• Analytical & Proactive Skills Roles and Responsibilities:
• In this role you are required to solve routine problems, largely through precedent and referral to general guidelines
• Your expected interactions are within your own team and direct supervisor
• You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments
• The decisions that you make would impact your own work
• You will be an individual contributor as a part of a team, with a predetermined, focused scope of work
• Please note that this role may require you to work in rotational shifts