Brio India - BHS Portfolio Risk Management

revantage; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Brio Homebuilder Solutions finances production homebuilders and residential developers nationwide, focusing on revolving lines of credit and ADC facilities to support development, construction, and sale of homes in major U.S. markets.

Our clients range from regional builders to multi-market operators, with portfolios monitored for risk and performance. You will perform financial analysis, monitor covenant compliance, evaluate borrower performance, and help drive credit decisions throughout loan

Qualifications

• MBA in Finance or bachelor's degree in finance, accounting, economics, real estate, business administration, or related field.
• 3–5 years of experience in commercial banking, real estate lending, credit analysis, portfolio management, underwriting, or related financial services.
• Strong understanding of residential land development, Acquisition & Development (A&D) lending, homebuilder finance, and real estate credit fundamentals.
• Experience spreading and analyzing financial statements, evaluating borrower performance, and assessing credit risk.
• Ability to review and interpret loan agreements, servicing agreements, guaranties, and other legal and credit documentation.

Responsibilities

• Portfolio and Risk Management: Data and financial analysis, spread statements, standardize builder inventory reports, and calculate risk metrics.
• Portfolio Monitoring: Assist in monitoring A&D loans, borrowing bases, covenant compliance, and housing market metrics like starts and absorption.
• Credit documentation: Interpret loan and servicing agreements to support underwriting, asset management, and risk assessment.
• Risk Management: Track market conditions, builder concentration, run stress tests, and recommend risk solutions.
• Early warning signals: Identify builder distress by tracking delayed lot development or slowing sales velocity.
• Underwriting support: Evaluate land pipelines, absorption pace, development schedules, and lot take-down structures.
• IGA Administration: Maintain and update IGA extensions, ensuring timely tracking and compliance.
• Reporting: Streamline reports into clear summaries for management.

Skills

Financial analysis

Credit risk

Portfolio management

Underwriting

Financial modeling

Education

MBA in Finance or related

Tools

Excel

Job description

In 2025, Blackstone established Brio Real Estate ("Brio") as a portfolio company focused on real estate credit. Brio is a specialized global commercial real estate asset services platform that manages and supports Blackstone's Real Estate Debt Strategies business ("BREDS") across the globe. Today, BREDS has more than $77 billion in investor capital across high yield / opportunistic real estate credit funds, a publicly traded Mortgage REIT, CMBS securities and insurance capital. Brio is a sophisticated real estate credit solutions provider that enhances value for investors and supports BREDS across key functions, including asset management, transactions, capital markets, surveillance, portfolio management and legal & compliance. Brio provides critical infrastructure and capabilities for BREDS to allow for effective investments and management of its global portfolio. Blackstone is the world's largest alternative asset manager with more than $1 trillion in assets under management. Blackstone's scale, with roughly 12,700 real estate assets and over 240 portfolio companies, enables them to invest in dynamic sectors positioned for long-term growth. The firm seeks to deliver compelling returns for institutional and individual investors by building strong businesses that deliver lasting value. Blackstone's global investment strategies focus on real estate, private equity, infrastructure, life sciences, growth equity, credit, secondaries and hedge funds.

JOB SUMMARY:

Brio Homebuilder Solutions finances production homebuilders and residential developers nationwide. We specialize in revolving lines of credit and acquisition, development, and construction (ADC) facilities that enable the development, construction, and sale of new homes in major U.S. metropolitan markets. Our clients typically deliver 150 to 200 homes annually or more, ranging from regional builders to multi-market operators. We also finance master‑planned communities and stand-alone residential developments. We are seeking an analytical professional to support the underwriting, portfolio management, and risk oversight of residential Acquisition & Development (A&D) and homebuilder lending portfolios. The role involves conducting financial and market analysis, evaluating builder performance, monitoring covenant compliance and portfolio risk, and supporting credit decision-making throughout the loan lifecycle. The ideal candidate will have strong financial analysis and credit skills, a solid understanding of residential land development and homebuilder finance, and the ability to identify emerging risks while providing actionable insights to support portfolio performance and risk management.

What You’ll Do

• Portfolio and Risk Management Data and Financial Analysis: Spread financial statements, standardize builder inventory reports, and calculate risk metrics.
• Portfolio Monitoring: Assist in monitoring A&D loans, borrowing bases, covenant compliance, and housing market metrics like starts and absorption.
• Interpret and evaluate loan agreements, servicing agreements, and other legal documentation to support underwriting, asset management, and risk assessment activities.
• Risk Management: Track market conditions and builder concentration, run stress tests, and recommend risk solutions.
• Identify early warning signs of builder distress by tracking delayed lot development or slowing sales velocity.
• Evaluate builder land pipelines, absorption paces, and lot take-down schedules during the underwriting stage
• Report Management : Streamline and consolidate separate reports into clear summaries for management.
• Underwriting Support: Evaluate builder land pipelines, absorption pace, development schedules, and lot take-down structures during underwriting and credit review processes.
• IGA Administration: Maintain and update IGA extensions, ensuring timely tracking, documentation, and compliance with internal credit and portfolio management requirements.

What You’ll Bring

• MBA in Finance or bachelor's degree in finance, Accounting, Economics, Real Estate, Business Administration, or a related field.
• 3-5 years of experience in commercial banking, real estate lending, credit analysis, portfolio management, underwriting, or a related financial services role.
• Strong understanding of residential land development, Acquisition & Development (A&D) lending, homebuilder finance, and real estate credit fundamentals.
• Experience spreading and analyzing financial statements, evaluating borrower performance, and assessing credit risk.
• Ability to review and interpret loan agreements, servicing agreements, guaranties, and other legal and credit documentation.
• Proficiency in analyzing builder inventory reports, borrowing bases, covenant compliance, and portfolio performance metrics.
• Experience preparing market analyses, evaluating project budgets, and validating data quality across pipelines and portfolio reporting.
• Understanding of housin