Branch Technical Manager – Affordable Home Loan – TamilNadu

Nestavia Home Finance Private Limited; Tamil Nadu; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Nestavia Home Finance Private Limited is seeking a Branch Technical Manager to lead operations for affordable home loans across Tamil Nadu. This role requires overseeing the technical aspects of loan processing, ensuring compliance with regulatory guidelines, and managing branch teams to drive business growth.

The ideal candidate has a background in Engineering or Finance, with 3-5 years of experience in housing finance, along with strong technical knowledge and leadership skills.

Qualifications

• Graduate/Postgraduate in Engineering, Finance, or relevant discipline.
• Minimum 3-5 years of experience in housing finance or technical management.
• Strong understanding of home loan underwriting processes.
• Excellent verbal and written communication skills in English and Tamil.
• Proficient in MS Office and loan management software.

Responsibilities

• Oversee day-to-day branch operations related to affordable home loans.
• Conduct detailed technical assessments of properties.
• Ensure compliance with internal policies and RBI guidelines.
• Lead and guide branch teams to meet targets.
• Address escalations related to loan processing delays.
• Prepare and present regular reports on loan processing status.

Skills

Technical knowledge of property valuation

Leadership skills

Analytical skills

Communication skills in English and Tamil

Education

Graduate/Postgraduate in Engineering or Finance

Tools

Loan management software

MS Office

Job description

Branch Technical Manager – Affordable Home Loan - TamilNadu

Location : Multiple locations across Tamil Nadu

Branches : Attur, Namakkal, Tirupur, Kallakurichi, Panruti, Vilupuram, Virudachalam, Thirukovilur, Tiruvannamalai, Nagercoil, Marthandam, Valliyur, Tirunelveli, Tenkasi, Madurai, Karaikudi, Virudunagar, Sivakasi

Job Summary

We are seeking a dedicated and experienced Branch Technical Manager to lead and manage affordable home loan operations across branches in Tamil Nadu. The ideal candidate will oversee the technical aspects of home loan processing, ensure compliance with regulatory guidelines, and drive business growth by coordinating between branches, customers, and internal teams. This role requires strong technical knowledge, operational expertise, and leadership skills to manage and optimize the affordable housing loan portfolio effectively.

Key Responsibilities

• Branch Operations Management: Oversee day-to-day branch technical operations related to affordable home loans.
• Ensure timely and accurate processing of home loan applications, verification, and approvals.
• Technical Evaluation: Conduct detailed technical assessments of properties submitted for home loan approval. Coordinate with surveyors, valuers, and legal teams to ensure property eligibility and compliance.
• Compliance & Documentation: Ensure strict adherence to internal policies, RBI guidelines, and regulatory requirements for home loans. Supervise documentation accuracy, verification, and proper record-keeping.
• Team Leadership & Coordination: Lead and guide branch teams to meet targets and maintain high service standards. Work closely with sales, credit, legal, and operations teams to streamline processes and improve turnaround time.
• Customer Relationship Management: Address escalations related to technical evaluations or loan processing delays. Support customer queries and ensure a smooth loan journey for affordable housing customers.
• Reporting & Analysis: Prepare and present regular reports on loan processing status, portfolio quality, and branch performance. Analyze trends and suggest process improvements for efficiency and risk mitigation.

Qualifications and Skills

• Education: Graduate/Postgraduate in Engineering, Finance, or relevant discipline. Additional certifications in housing finance or credit appraisal are a plus.
• Experience: Minimum 3-5 years of experience in housing finance, loan processing, or branch technical management, preferably in affordable housing loans. Experience working in Tamil Nadu regions is preferred.
• Technical Knowledge: Strong understanding of property valuation, legal documentation, and home loan underwriting processes. Familiarity with government affordable housing schemes and compliance regulations.
• Communication & Leadership: Excellent verbal and written communication skills in English and regional languages (Tamil). Proven ability to lead teams, coordinate cross-functionally, and manage stakeholder relationships.
• Analytical & Problem-Solving Skills: Detail-oriented with strong analytical skills to assess risk and operational efficiency. Ability to troubleshoot issues and provide practical solutions swiftly.
• Computer Skills: Proficiency in MS Office, loan management software, and digital tools used in home loan processing.