Basel, PRA & Regulatory Reporting Business Analyst

Deloitte Shared Services India; Gurugram District; On-site; INR 2,000,000 - 2,800,000; Full time

Job summary

Deloitte Shared Services India is seeking a seasoned Business Analyst with 8-12+ years of experience in Credit Risk and Regulatory Reporting. You will drive regulatory reporting transformations, map data flows, and collaborate with Risk, Finance, Data and Technology teams to deliver compliant, scalable solutions.

Ideal candidates have Basel III/IV and PRA knowledge, strong SQL and Python skills, and hands-on experience with data platforms such as GCP to support global reporting programs.

Qualifications

• 8+ years of experience in Credit Risk and Regulatory Reporting.
• Experience delivering Basel III/IV and PRA regulatory programs.
• Strong analytical and data modelling skills.

Responsibilities

• Gather requirements and conduct BRD/FRD workshops.
• Define business rules and user stories for regulatory reporting.
• Map data lineage and document end-to-end data flows.

Skills

Credit Risk

Regulatory Reporting

Basel III/IV

PRA Regulations

COREP Reporting

SQL

Python

Data Mapping

BRD/FRD

GCP Platforms

Regulatory Change

Education

Bachelor's degree in Finance/IT/Banking

Tools

SQL

Python

GCP

Job description

The team

Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber threats. Learn more about Risk, Regulatory & Forensic)

Your work

• Strong functional experience in Credit Risk, Regulatory Reporting, and Regulatory Change Management within Banking or Consulting organizations.
• Deep understanding of Basel III/IV, PRA regulations, COREP reporting, regulatory capital frameworks, and their impact on Risk and Finance processes.
• Extensive knowledge of the Credit Risk lifecycle, including Client Onboarding, Credit Assessment, Lending, Credit Risk Monitoring, Regulatory Reporting, and Risk Governance.
• Strong understanding of Risk Parameters such as PD (Probability of Default), LGD (Loss Given Default), EAD (Exposure at Default), RWA calculations, and Credit Risk models.
• Proven experience in delivering Basel, PRA, COREP, and other regulatory change programs across Risk, Finance, and Regulatory Reporting functions.
• Hands‑on experience in requirements gathering, stakeholder workshops, BRD/FRD preparation, user story creation, business rules definition, and solution validation.
• Ability to perform process mapping, gap analysis, target operating model assessment, and end‑to‑end data lineage/data flow documentation.
• Strong understanding of regulatory data models, credit risk data architecture, and cross‑functional solution design.
• Advanced SQL and Excel skills with proven ability to analyze, interrogate, and reconcile large volumes of financial and risk data.
• Good working knowledge of Python for data analysis and handling high‑volume datasets.
• Experience working on large‑scale transformation programs, preferably involving GCP‑based data platforms.
• Strong knowledge of banking data domains including Facilities, Products, Credit Risk, Exposure Management, Risk Parameters, and Regulatory Reporting data.
• Ability to evaluate solution options and clearly articulate risks, impacts, dependencies, benefits, and trade‑offs.
• Proven ability to work with stakeholders across Credit Risk, Risk Modelling, Model Validation/Advisory, Regulatory Reporting, Finance, Data, and Technology teams.
• Strong analytical and problem‑solving skills with the ability to translate complex regulatory requirements into business and technology solutions.
• Excellent stakeholder management, communication, and presentation skills with experience working across global teams and regulatory environments.

Key skills required:

• Basel III/IV Capital & RWA Reporting
• PRA Regulatory Requirements
• COREP Reporting
• Credit Risk Management
• Credit Risk Modelling (PD, LGD, EAD)
• Regulatory Change Delivery
• Regulatory Reporting Transformation
• SQL, Python, Excel
• Data Lineage & Data Mapping
• Requirements Management (BRD/FRD/User Stories)
• GCP & Enterprise Data Platforms
• Risk & Finance Transformation

Ideal Candidate Profile

A seasoned Business Analyst with 8-12+ years of experience in Credit Risk and Regulatory Reporting, possessing strong expertise in Basel III/IV, PRA regulations, COREP reporting, regulatory capital frameworks, and risk parameters (PD, LGD, EAD). The candidate should have a proven track record of delivering regulatory change initiatives, driving reporting transformation, and collaborating effectively across Risk, Finance, Data, and Technology functions.