Auditor-Gold Loan

IDFC FIRST Bank; Agra District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

IDFC FIRST Bank is seeking an Auditor - Gold Loan to ensure audits at branches meet defined TAT and quality. The role includes valuing Gold Loans, performing collateral purity checks, and ensuring security measures are in place. The candidate will travel across states for audits and train staff on valuation practices.

The ideal candidate has 5–10 years of audit experience, a relevant degree, and proficiency in MS Word/Excel/PowerPoint. Willingness to travel and work in the field is essential.

Qualifications

• 5–10 years of experience in auditing or similar roles.
• Graduation in Engineering/Technology/Math/Commerce/Arts/Science/Business/Computers/Management.
• MBA"

Responsibilities

• Gold Loan valuation using standard methods.
• Conduct audits to ensure TAT and quality at branches.
• Monthly checks to evaluate gold stock in branches.
• Verify prior audit reports and report non-compliance.
• Security checks during audits (CCTV, weighing balance).
• Willingness to travel to other states for audits.
• Train branch staff on gold loan valuation for awareness.
• Safeguard company assets and maintain integrity.
• Proficient in MS Word/Excel/PowerPoint.
• Deliver results under tight deadlines; work in the field.

Skills

Auditing

Gold Loan valuation

Travel willingness

Education

Bachelor's degree in Engineering/Technology/Math/Commerce/Arts/Science/Business/Computers/Management

MBA

Tools

MS Word

MS Excel

PowerPoint

Job description

To ensure the Audit conducted at branches are within the defined TAT and quality.

• Gold Loan valuation using standard methods.
• Perform all checks required to perform purity of the collateral with all means.
• To ensure the Audit conducted at branches are within the defined TAT and quality.
• Ensure proper systematic checks are done on a monthly basis to evaluate the stock of Gold lying in branches.
• Verification of previous audit report and its compliances and report if any non-compliance.
• Conduct the security checks during the audit time, ensure the burglary alarm CCTV and weighing balance are working properly and branch is following all security measures.
• Willingness travelling to other states /location for conducting audit or other related works.
• Take training session on gold loan valuation to the branch staff for general awareness.
• Doing the clear and honest deal with intact integrity, should not be involved in any kind of direct /indirect interest in the transactions.
• Safeguard of company assets provided for serving job responsibilities.
• Proficient in MS - Word /Excel and power point.
• Personally drive positive work ethic to deliver results within tight deadlines and in demanding situations.
• Willingness to work extensively in the field and travel across the region on short notice.
• Carrying out ad-hoc activities as per the requirement of the department.
• Demonstrates Managerial effectiveness and helps the team to develop the same.
• Defines strategy and participate with team to help deliver the business month on month.

Job Requirements

Job Requirements

Role/ Job Title:

Auditor - Gold Loan

Function/ Department:

Gold Loan

Job Purpose:

To ensure the Audit conducted at branches are within the defined TAT and quality.

Roles & Responsibilities:

• Gold Loan valuation using standard methods.
• Perform all checks required to perform purity of the collateral with all means.
• To ensure the Audit conducted at branches are within the defined TAT and quality.
• Ensure proper systematic checks are done on a monthly basis to evaluate the stock of Gold lying in branches.
• Verification of previous audit report and its compliances and report if any non-compliance.
• Conduct the security checks during the audit time, ensure the burglary alarm CCTV and weighing balance are working properly and branch is following all security measures.
• Willingness travelling to other states /location for conducting audit or other related works.
• Take training session on gold loan valuation to the branch staff for general awareness.
• Doing the clear and honest deal with intact integrity, should not be involved in any kind of direct /indirect interest in the transactions.
• Safeguard of company assets provided for serving job responsibilities.
• Proficient in MS - Word /Excel and power point.
• Personally drive positive work ethic to deliver results within tight deadlines and in demanding situations.
• Willingness to work extensively in the field and travel across the region on short notice.
• Carrying out ad-hoc activities as per the requirement of the department.
• Demonstrates Managerial effectiveness and helps the team to develop the same.
• Defines strategy and participate with team to help deliver the business month on month.

Education Qualification:

Graduation: Bachelor's in Engineering / Technology / Math's / Commerce / Arts / Science / Biology / Business / Computers / Management.

Post-graduation: MBA.

Experience:

5 to 10 years of experience